SuperMoney
  Kitsap Credit Union Visa Business Rewards Card
Kitsap Credit Union Visa Business Rewards Card
in Business Credit Cards from Kitsap Credit Union
Unaffiliated

Kitsap Credit Union Visa Business Rewards Card

Unaffiliated
in Business Credit Cards from Kitsap Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Business Credit Cards.
Spark 2X Miles
Spark 2X Miles 7 reviews
Highlights
Purchase APR Starting at 10.65%
Balance Transfer APR Starting at 10.65%
Credit Score Range 650 - 850
Annual Fee $0

Kitsap Credit Union Visa Business Rewards Card Review

Key Takeaways
  • Signup bonus. Offers a signup bonus of 25500 points after spending $5,000 that can be redeemed for travel, gifts, or other perks.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Kitsap Credit Union credit card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Kitsap Credit Union Visa Business Rewards Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Kitsap Credit Union credit card FAQ

Who is Kitsap Credit Union credit card designed for?

This is a credit card issued by Kitsap Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 10.65% . The card has a variable balance transfer APR starting at 10.65% .

It also has a variable cash advance APR starting at 10.65% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Kitsap Credit Union credit card Rates & Terms
Purchase APR Starting at 10.65%
Balance Transfer APR Starting at 10.65%
Cash Advance APR Starting at 10.65%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $28.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Kitsap Credit Union credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $28
Late Payment Fee up to $25

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is socialmedia@kitsapcu.org.

Does Kitsap Credit Union Visa Business Rewards Card report your account activity to credit bureaus?

Yes, Kitsap Credit Union Visa Business Rewards Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Kitsap Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Kitsap Credit Union

Your business has different needs than you. So shouldn't you have a credit card that fits the needs of your business? The Visa Business Rewards card gives you the convenience and security of Visa with a rewards program designed for businesses. From fuel to office supplies and equipment, earn rewards for every purchase you make with your Visa Business Rewards card!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00am
  • Tuesday 9:00am - 5:00am
  • Wednesday 9:00am - 5:00am
  • Thursday 9:00am - 5:00am
  • Friday 9:00am - 5:00am
  • Saturday Closed

Other Services by Kitsap Credit Union

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 0%
Cash Advance Fee Minimum $0
Minimum Cash Advance Fee ($) $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 2%
Late Fee Amount Up to $25
Returned Payment Fee Up to $28
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Purchase Protection
  • Travel Accident Insurance
Rewards Categories
  • Travel
  • Every Purchase
Signup Bonus (points) 25,500
Balance Computation Average daily balance (including new purchases).
Cash Advance APR Starting at 10.65%
Purchase APR Starting at 10.65%
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR Starting at 10.65%
Card Network Visa
Card Type
  • Rewards
  • Cashback

Be the first to rate

 

Would you recommend Kitsap Credit Union Visa Business Rewards Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)