Kitsap Credit Union Visa Business Rewards Card Review

• Signup bonus. Offers a signup bonus of 25500 points after spending $5,000 that can be redeemed for travel, gifts, or other perks.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Travel accident insurance. Cardholders can earn rewards on purchases everywhere Kitsap Credit Union Visa Business Rewards Card is accepted. Kitsap Credit Union Visa Business Rewards Card reports to multiple credit bureaus.	Charges a foreign transaction fee of 2%. Does not include many credit card benefits.

Who is Kitsap Credit Union credit card designed for?

This is a credit card issued by Kitsap Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 10.65% . The card has a variable balance transfer APR starting at 10.65% .

It also has a variable cash advance APR starting at 10.65% .

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $25.
• A returned payment fee of up to $28.

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Travel Accident Insurance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (360) 662-2000.

Does Kitsap Credit Union Visa Business Rewards Card report your account activity to credit bureaus?

Yes, Kitsap Credit Union Visa Business Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Kitsap Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.