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  American Express National Bank Lowe's Business Rewards Credit Card

American Express National Bank Lowe's Business Rewards Credit Card

in Business Credit Cards from American Express National Bank

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American Express National Bank Lowe's Business Rewards Credit Card

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in Business Credit Cards from American Express National Bank

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Highlights
Purchase APR  (Variable APR) 15.74% - 24.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 680 - 850
Annual Fee $0

American Express National Bank Lowe's Business Rewards Credit Card Review

American Express National Bank Lowe's Business Rewards Credit Card FAQ

Who is American Express National Bank Lowe's Business Rewards Credit Card designed for?

American Express National Bank Lowe's Business Rewards Credit Card is a credit card issued by American Express National Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 680.

What are the relevant APRs for American Express National Bank Lowe's Business Rewards Credit Card?

American Express National Bank Lowe's Business Rewards Credit Card has a variable purchase APR that ranges from 15.74% up to 24.74% .

It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does American Express National Bank Lowe's Business Rewards Credit Card have an introductory APR offer?

This card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

American Express National Bank Lowe's Business Rewards Credit Card Rates & Terms
Purchase APR 15.74% - 24.74%
Cash Advance APR 25.24%
Penalty APR 29.24%

What are the American Express National Bank Lowe's Business Rewards Credit Card fees?

The following fees apply to American Express National Bank Lowe's Business Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • There is no overlimit fee

Does American Express National Bank Lowe's Business Rewards Credit Card have a foreign transaction fee?

American Express National Bank Lowe's Business Rewards Credit Card charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

American Express National Bank Lowe's Business Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2.7%
Returned Payment Fee $39
Late Payment Fee up to $39

Is there a American Express National Bank Lowe's Business Rewards Credit Card cash back or rewards program?

American Express National Bank Lowe's Business Rewards Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Advertising Services
  • Internet, Cable, Phone
  • Office Supplies
  • Restaurants
  • Warehouse Clubs

Does American Express National Bank Lowe's Business Rewards Credit Card have a signup bonus?

Yes, American Express National Bank Lowe's Business Rewards Credit Card offers card users a signup bonus worth up to $100.

Does American Express National Bank Lowe's Business Rewards Credit Card offer an annual loyalty bonus?

American Express National Bank Lowe's Business Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the American Express National Bank Lowe's Business Rewards Credit Card benefits?

American Express National Bank Lowe's Business Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

Does American Express National Bank Lowe's Business Rewards Credit Card report your account activity to credit bureaus?

Yes, American Express National Bank Lowe's Business Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Express National Bank Lowe's Business Rewards Credit Card

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) 3X Points at restaurants and office supply stores in the US, and on wireless telephone services purchased directly from US service providers
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 2.7%
Late Fee Amount Up to $39
Minimum Cash Advance Fee ($) Starting at $5
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Purchase Protection
All Other Purchases 2X Points at Lowe's, and 1X Points on other purchases
Bonus Rewards 5% Off Every Day at Lowe's, and get $100 cash back upon approval
No Blackout Dates
Rewards Categories
  • Advertising Services
  • Office Supplies
  • Warehouse Clubs Purchases
  • Restaurants
  • Internet / Cable / Phone Services
Signup Bonus Starting at $100
Balance Computation average daily balance (including new purchases)
Cash Advance APR (Variable APR) 25.24%
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 15.74% - 24.74%
Card Network American Express
Card Type
  • Rewards
  • Cashback

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