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  Members First Credit Union Visa Business

Members First Credit Union Visa Business

in Business Credit Cards from Members First Credit Union of Florida

Unaffiliated

Members First Credit Union Visa Business

Unaffiliated

in Business Credit Cards from Members First Credit Union of Florida

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee N/A

Members First Credit Union Visa Business Review

Key Takeaways
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Members First Credit Union Visa Business
The Good The Bad
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Members First Credit Union Visa Business reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Members First Credit Union Visa Business FAQ

Who is Members First Credit Union Visa Business designed for?

This is a credit card issued by Members First Credit Union of Florida. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

Members First Credit Union Visa Business Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • A late payment penalty of up to $37.
  • A returned payment fee of up to $37.
Members First Credit Union Visa Business Fees
Fees Amount
Returned Payment Fee $27 to $37
Late Payment Fee $27 to $37

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is .

What is the support contact email?

The support contact email for this business credit card is mfcufl@mfcufl.org.

Does Members First Credit Union Visa Business report your account activity to credit bureaus?

Yes, Members First Credit Union Visa Business reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Members First Credit Union of Florida .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From Members First Credit Union Visa Business

Members First Credit Union of Florida offers Visa Business Credit Cards and Line of Credit loans to member business account owners. Variable rate credit card with rate changes possible monthly based on an Index plus a Margin. Index will be the highest prime rate published in The Wall Street Journal “Money Rates” tables on the last day of publication in the calendar month preceding each Change Date. Change Date will be on the next billing cycle statement following a change in the Index. Maximum credit line of $15,000.00.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Late Fee Amount $27 - $37
Returned Payment Fee $27 - $37
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type No Rewards
Balance Computation Average daily balance (including new purchases).
Credit Limit Up to $15,000
Card Network Visa
Card Type
  • Low Interest

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