Last Updated: 05/14/2026
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View All
Strongly recommended10 Reviews
Learn More
Strongly recommended8 Reviews
Learn More
Strongly recommended9 Reviews
Learn MoreCompare All Business Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
Starting at 4%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 4%(Verified 06/21/2024)
Disclaimer popup with additional information
Annual Fee
$45
Credit Score Range
600 - 850
Merchants Bank Visa Business Scorecard Review
This is a card issued by Merchants Bank. If you're wondering whether Merchants Bank Visa Business Scorecard is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Merchants Bank Visa Business Scorecard
| The Good | The Bad |
|
|
What are the relevant APRs?
This business credit card has a variable purchase APR starting at 4% . The card has a variable balance transfer APR starting at 4% .
It also has a variable cash advance APR starting at 7% . Note that late payments are subject to an APR of 21.75% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 4% |
| Balance Transfer APR | Starting at 4% |
| Cash Advance APR | Starting at 7% |
| Penalty APR | 21.75% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $45 .
- A late payment penalty of $25 .
- A returned payment fee of $30.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $45 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $30 |
| Late Payment Fee | $25 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Merchants Bank Visa Business Scorecard
Hours of Operation
SundayClosedMonday7:00AM - 2:00AMTuesdayClosedWednesday7:00AM - 2:00AMThursday7:00AM - 2:00AMFriday7:00AM - 3:00AMSaturdayClosed
Other Services by Merchants Bank
Other Business Credit Cards from Merchants Bank
Rating not yet determined
Purchase APR
Starting at 4%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 4%
Disclaimer popup with additional information
Annual Fee
$25
Credit Score Range
600 - 750
300
850
Community Recommended Products
View AllStrongly recommended10 Reviews
Learn MoreStrongly recommended8 Reviews
Learn MoreStrongly recommended9 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Merchants Bank Visa Business Scorecard Community Reviews
Would you recommend Merchants Bank Visa Business Scorecard to your friends?
There are currently no reviews.
You might also like
Best Business Credit Cards
SuperMoney
Can I Use a Personal Loan to Fund My Small Business?
Audrey Henderson
Easy Business Loans and Your Credit Score
Chonce Maddox
How to Build Your Business Credit
Jessica Walrack