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  Navy Federal Business Credit Card

Navy Federal Business Credit Card

in Business Credit Cards from Navy Federal Credit Union

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Navy Federal Business Credit Card

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in Business Credit Cards from Navy Federal Credit Union

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Highlights
Highlights
Purchase APR  (Variable APR) 10.9% - 18%
Balance Transfer APR  (Variable APR) 10.9% - 18%
Credit Score Range 700 - 850
Annual Fee $0

Navy Federal Business Credit Card Review

Who is Navy Federal Business Credit Card designed for?

Navy Federal Business Credit Card is a credit card issued by Navy Federal Credit Union. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Navy Federal Business Credit Card?

Navy Federal Business Credit Card has a variable purchase APR that ranges from 10.9% up to 18% . The card has a variable balance transfer APR that ranges from 10.9% up to 18% .

It also has a variable cash advance APR that ranges from 10.9% up to 18% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Navy Federal Business Credit Card have an introductory APR offer?

No, Navy Federal Business Credit Card does not come with an introductory APR offer for balance transfers.

Navy Federal Business Credit Card does not offer an introductory rate on new purchases.

Navy Federal Business Credit Card Rates & Terms
Purchase APR 10.9% - 18%
Balance Transfer APR 10.9% - 18%
Cash Advance APR 10.9% - 18%
Penalty APR 18%

What are the Navy Federal Business Credit Card fees?

The following fees apply to Navy Federal Business Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $20.
  • A returned payment fee of up to $20.

Does Navy Federal Business Credit Card have a foreign transaction fee?

Navy Federal Business Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Navy Federal Business Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $20
Late Payment Fee up to $20

Is there a Navy Federal Business Credit Card cash back or rewards program?

Navy Federal Business Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Navy Federal Business Credit Card have a signup bonus?

Navy Federal Business Credit Card doesn't offer a cash signup bonus.

Does Navy Federal Business Credit Card offer an annual loyalty bonus?

Navy Federal Business Credit Card doesn't offer a cash loyalty bonus.

What are the Navy Federal Business Credit Card benefits?

Navy Federal Business Credit Card provides the following benefits:

  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

Does Navy Federal Business Credit Card report your account activity to credit bureaus?

Navy Federal Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Navy Federal Business Credit Card

  • Visit the Navy Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Every Purchase (Points) 1 point per dollar spent
Annual Fee $0
Cash Advance Fee Minimum $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $20
Minimum Cash Advance Fee ($) $0 - $1
Returned Payment Fee Up to $20
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Card Network
  • Mastercard
  • Visa
Card Type Rewards
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Fraud Liability  
Rewards Categories Every Purchase
Balance Computation (including new purchases)
Cash Advance APR (Variable APR) 10.9% - 18%
Penalty APR (Variable APR) 18%
Purchase APR (Variable APR) 10.9% - 18%
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) 10.9% - 18%

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