Last Updated: 04/18/2025
Navy Federal Credit Union Business Credit Card
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Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Navy Federal Credit Union Business Credit Card Review
Key Takeaways
- APRs: Navy Federal Credit Union Business Credit Card has a variable regular purchase APR that ranges from 5.9% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Navy Federal business credit card
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 5.9% - 18% |
| Balance Transfer APR | 5.9% - 13.9% |
| Cash Advance APR | 7.9% - 18% |
| Penalty APR | 18% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $20 .
- A returned payment fee of up to $20.
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
Does it offer an annual loyalty bonus?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Navy Federal Credit Union Business Credit Card Community Reviews
Would you recommend Navy Federal Credit Union Business Credit Card to your friends?
Everett E.
Mar 21, 2021
May or may not recommend
Dave B.
Dec 22, 2020
May or may not recommend
Showing 2 of 2 reviews
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