Office Depot OfficeMax Business Credit Card

Unaffiliated

in Business Credit Cards from Citibank

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Highlights
Purchase APR (Variable APR)	23.99%
Balance Transfer APR (Variable APR)	N/A
Credit Score Range	600 - 850
Annual Fee	$0

Office Depot OfficeMax Business Credit Card Review

Key Takeaways

Signup bonus. Offers a signup bonus of $50 if you spend $150.
High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.99%
No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Office Depot business credit card

The Good	The Bad
No annual fee. No Personal Guarantee Required. Considers applicants with fair or poor credit. Office Depot OfficeMax Business Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Office Depot business credit card FAQ

Who is Office Depot business credit card designed for?

This is a store credit card issued by Citibank.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR of 23.99%.

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

Office Depot business credit card Rates & Terms
Purchase APR	23.99%

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.
A late payment penalty of up to $39.
A returned payment fee of up to $39.

Office Depot business credit card Fees
Fees	Amount
Annual Fee	$0
Returned Payment Fee	$39
Late Payment Fee	$15 to $39

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

Fraud Liability
Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is customer.help@citi.com.

Does Office Depot OfficeMax Business Credit Card report your account activity to credit bureaus?

Yes, Office Depot OfficeMax Business Credit Card reports your account activity to the following credit reporting agencies:

Equifax
Experian
Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

Visit the Citibank .
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.