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  PNC Visa Business Credit Card

PNC Visa Business Credit Card

in Business Credit Cards from PNC Bank

Unaffiliated

PNC Visa Business Credit Card

Unaffiliated

in Business Credit Cards from PNC Bank

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Highlights
Highlights
Annual Fee N/A
Purchase APR  (Variable APR) 11.99% - 21.99%
Balance Transfer APR  (Variable APR) 11.99% - 21.99%
Credit Score Range 700 - 850

PNC Visa Business Credit Card Review

Who is PNC Visa Business Credit Card designed for?

PNC Visa Business Credit Card is a credit card issued by PNC Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for PNC Visa Business Credit Card?

PNC Visa Business Credit Card has a variable purchase APR that ranges from 11.99% up to 21.99% . The card has a variable balance transfer APR that ranges from 11.99% up to 21.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 30.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does PNC Visa Business Credit Card have an introductory APR offer?

Yes, PNC Visa Business Credit Card offers an introductory APR rate on balance transfers of 0% PNC Visa Business Credit Card does not offer an introductory rate on new purchases.

PNC Visa Business Credit Card Rates & Terms
Purchase APR 11.99% - 21.99%
Balance Transfer APR 11.99% - 21.99%
Cash Advance APR 23.99%
Penalty APR 30.99%

What are the PNC Visa Business Credit Card fees?

The following fees apply to PNC Visa Business Credit Card:

  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.

Does PNC Visa Business Credit Card have a foreign transaction fee?

PNC Visa Business Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

PNC Visa Business Credit Card Fees
Fees Amount
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $15 to $39

Is there a PNC Visa Business Credit Card cash back or rewards program?

No, PNC Visa Business Credit Card does not offer a rewards program.

What are the PNC Visa Business Credit Card benefits?

PNC Visa Business Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does PNC Visa Business Credit Card report your account activity to credit bureaus?

PNC Visa Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for PNC Visa Business Credit Card

  • Visit the PNC Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

No Annual Fee  
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Cash Advance Fee (%) 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $15 - $39
Over-Limit Fee $39
Returned Payment Fee $35
Customer Type Business
Minimum Age 18
Card Network
  • Visa
Card Type
  • Balance Transfer
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Fraud Liability  
Cash Advance APR (Variable APR) 23.99%
Purchase APR (Variable APR) 11.99% - 21.99%
Penalty APR 30.99%
Balance Transfer APR (Variable APR) 11.99% - 21.99%
Introductory Rate 0%

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PNC Bank Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

PNC points Visa Business Credit Card
Annual Fee $0 Annual Fee
Purchase APR 12.99% - 21.99%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 12.99% - 21.99%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
PNC Travel Rewards Visa Business Credit Card
Annual Fee $0 Annual Fee
Purchase APR 12.99% - 21.99%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 12.99% - 21.99%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
PNC BusinessOptions Visa Signature Credit Card
Annual Fee $500 Annual Fee
Purchase APR 12.99% - 18.99%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     500 850