Last Updated: 02/18/2026
Capital One Spark Cash Select
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in Business Credit Cards from Capital One
Last Updated: 02/18/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Capital One Spark Cash Select Review
Key Takeaways
- $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
- APRs: Capital One Spark Cash Select has a variable regular purchase APR that ranges from 16.74% up to 22.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Spark 1.5% Cash Select
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 16.74% - 22.74% |
| Balance Transfer APR | 16.74% - 22.74% |
| Cash Advance APR | 30.49% |
| Penalty APR | 32.9% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $39 .
| Fees | Amount |
| Annual Fee | $0 |
| Late Payment Fee | up to $39 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | $750 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
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| Bonus Offer | $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Car Rentals
- Every Purchase
- Hotels
Does it have a sign up bonus?
Does it offer an annual loyalty bonus?
Capital One Spark Cash Select Disclosure: SuperMoney has partnered with CardRatings for our coverage of credit card products. SuperMoney and CardRatings may receive a commission from card issuers.
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