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  Spark 1.5% Cash Select Excellent Credit
Spark 1.5% Cash Select Excellent Credit Claimed

Spark 1.5% Cash Select Excellent Credit

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Highlights
Purchase APR  (Variable APR) 14.74% - 20.74%
(Verified 08/12/2022)
Balance Transfer APR  (Variable APR) 14.74% - 20.74%
(Verified 08/12/2022)
Credit Score Range Starting at 750
Annual Fee $0

Spark 1.5% Cash Select Excellent Credit Review

Key Takeaways

  • Competitive APRs. Spark 1.5% Cash Select Excellent Credit has a variable purchase APR that ranges from 14.74% up to 20.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Very good credit required. Applicants will typically need a credit score of at least 750 to have good approval odds.

Pros & Cons of Spark Cash Select Excellent Credit

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • You need good credit to qualify.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Spark Cash Select Excellent Credit FAQ

Who is Spark Cash Select Excellent Credit designed for?

This is a credit card issued by Capital One.

This business card is for small businesses with very good credit. You need a credit score of at least 750 to apply.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 14.74% up to 20.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 20.74%.

It also has a variable cash advance APR of 28.49%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Spark Cash Select Excellent Credit Rates & Terms
Purchase APR 14.74% - 20.74%
Balance Transfer APR 14.74% - 20.74%
Cash Advance APR 28.49%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
Spark Cash Select Excellent Credit Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $39

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. The rewards program allows you to earn cash with every purchase you make.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance

What is the customer service phone number?

The customer service number for this business card is (877) 383-4802.

What is the support contact email?

The support contact email for this business credit card is support@capitalone.com.

How to apply?

  • Visit the Capital One .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Capital One

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View all business credit cards offered by Capital One

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $39
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 750 -
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
APR Type Variable APR
Cash Advance APR (Variable APR) 28.49%
Purchase APR (Variable APR) 14.74% - 20.74%
(Verified 08/12/2022)
Balance Transfer APR (Variable APR) 14.74% - 20.74%
(Verified 08/12/2022)
Card Network Visa
Card Type
  • Cashback

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