Spark 1.5% Cash Select Excellent Credit

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in Business Credit Cards from Capital One

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Highlights
Purchase APR (Variable APR)	14.74% - 20.74% (Verified 08/12/2022)
Balance Transfer APR (Variable APR)	14.74% - 20.74% (Verified 08/12/2022)
Credit Score Range	Starting at 750
Annual Fee	$0

Spark 1.5% Cash Select Excellent Credit Review

Key Takeaways

Competitive APRs. Spark 1.5% Cash Select Excellent Credit has a variable purchase APR that ranges from 14.74% up to 20.74%.
No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
Very good credit required. Applicants will typically need a credit score of at least 750 to have good approval odds.

Pros & Cons of Spark Cash Select Excellent Credit

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple business credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance. Trip cancellation insurance.	You need good credit to qualify. Does not offer a signup bonus. You don't earn rewards on every purchase. Does not report to credit bureaus.

Spark Cash Select Excellent Credit FAQ

Who is Spark Cash Select Excellent Credit designed for?

This is a credit card issued by Capital One.

This business card is for small businesses with very good credit. You need a credit score of at least 750 to apply.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 14.74% up to 20.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 20.74%.

It also has a variable cash advance APR of 28.49%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Spark Cash Select Excellent Credit Rates & Terms
Purchase APR	14.74% - 20.74%
Balance Transfer APR	14.74% - 20.74%
Cash Advance APR	28.49%

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.
A late payment penalty of up to $39.

Spark Cash Select Excellent Credit Fees
Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $39

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. The rewards program allows you to earn cash with every purchase you make.

What are the benefits?

This business credit card provides the following benefits:

Auto Rental Collision Damage Waiver
Emergency Support
Extended Warranty Protection
Trip Cancellation Insurance
Fraud Liability
Travel Accident Insurance
Travel Assistance

What is the customer service phone number?

The customer service number for this business card is (877) 383-4802.

What is the support contact email?

The support contact email for this business credit card is support@capitalone.com.

How to apply?

Visit the Capital One .
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.

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