SuperMoney 

Spark Classic for Business From Capital One

in Business Credit Cards from Capital One

Claimed Visit Site

Spark Classic for Business From Capital One

Claimed

in Business Credit Cards from Capital One

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

1 user recommends
7 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend Spark Classic for Business From Capital One to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 24.74%
Balance Transfer APR  (Variable APR) 24.74%
Credit Score Range 600 - 750
Rewards Rates 1 on Every Purchase
Number of Reviews 9

Spark Classic for Business From Capital One Review

Who is Spark Classic for Business From Capital One designed for?

Spark Classic for Business From Capital One is a credit card issued by Capital One. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Spark Classic for Business From Capital One?

Spark Classic for Business From Capital One has a variable purchase APR of 24.74%. The card has a variable balance transfer APR of 24.74% .

It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Spark Classic for Business From Capital One have an introductory APR offer?

No, Spark Classic for Business From Capital One does not come with an introductory APR offer for balance transfers.

Spark Classic for Business From Capital One does not offer an introductory rate on new purchases.

Spark Classic for Business From Capital One Rates & Terms
Purchase APR 24.74%
Balance Transfer APR 24.74%
Cash Advance APR 24.74%
Penalty APR 31.15%

What are the Spark Classic for Business From Capital One fees?

The following fees apply to Spark Classic for Business From Capital One:

  • There is no annual fee.
  • A late payment penalty of up to $39.

Does Spark Classic for Business From Capital One have a foreign transaction fee?

Spark Classic for Business From Capital One does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Spark Classic for Business From Capital One Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Late Payment Fee up to $39

Is there a Spark Classic for Business From Capital One cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

What are the Spark Classic for Business From Capital One benefits?

Spark Classic for Business From Capital One provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

Does Spark Classic for Business From Capital One report your account activity to credit bureaus?

Spark Classic for Business From Capital One reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Spark Classic for Business From Capital One

  • Visit the Capital One website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Every Purchase (Points) Earn unlimited 1% cash back on every purchase for your business, with no minimum to redeem
Annual Fee $0
Balance Transfer Fee % 0%
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $39
Customer Type Business
Minimum Age 18
Card Network
  • Visa
Card Type
  • Cashback
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Purchase Protection
  • Travel Assistance
Emergency Support  
Extended Warranty  
Fraud Liability  
Free FICO Score  
Travel Insurance  
Rewards Rates
  • 1 on Every Purchase
Cash Advance APR (Variable APR) 24.74%
Purchase APR (Variable APR) 24.74%
Balance Computation average daily balance
Penalty APR 31.15%
Balance Transfer APR (Variable APR) 24.74%

Spark Classic for Business From Capital One Community Reviews

 

Would you recommend Spark Classic for Business From Capital One to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Business Credit Cards

Capital One® Spark® Miles Select for Business
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Capital One® Spark® Miles for Business
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Capital One® Spark® Cash for Business
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

Capital One Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Rewards Rates

Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

Rating not yet determined

2 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Purchase APR 14.74% - 22.74%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 14.74% - 22.74%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
Rewards Rates
  • 5 on Car Rentals
  • 1.5 on Every Purchase
  • 5 on Hotels
Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

Rating not yet determined

2 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $95 Annual Fee
Purchase APR 18.74% Variable APR
Balance Transfer APR 18.74% Variable APR
Credit Score Range 700 - 850     500 850
Rewards Rates
  • Airfare
  • 5 on Car Rentals
  • 2 on Every Purchase
  • 5 on Hotels
Show More
Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $95 Annual Fee
Purchase APR 18.74% Variable APR
Balance Transfer APR 18.74% Variable APR
Credit Score Range 700 - 850     500 850
Rewards Rates
  • 2 on Every Purchase
Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Purchase APR 14.74% - 22.74%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 14.74% - 22.74%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
Rewards Rates
  • 1.5 on Every Purchase
GM BuyPower Business Card™

GM BuyPower Business Card™

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 18.74% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 750 - 850     500 850
Rewards Rates
  • Every Purchase
  • 3 on Gas
  • 3 on Office Supplies
  • 3 on Restaurants
Show More