Spark Classic for Business From Capital One
in Business Credit Cards from Capital One
Unaffiliated Apply NowSpark Classic for Business From Capital One
in Business Credit Cards from Capital One
Would you recommend Spark Classic for Business From Capital One to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 24.49% |
| Balance Transfer APR (Variable APR) | Starting at 23.99% |
| Credit Score Range | 600 - 750 |
| Number of Reviews | 9 |
Overview
Who is this credit card designed for?
Spark Classic for Business From Capital One is a credit card issued by Capital One, which is based in Richmond, VA.
Spark Classic for Business From Capital One is designed for small business owners with a credit score of 600 to 750. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.
What are the relevant APRs?
Spark Classic for Business From Capital One has a variable purchase APR starting at 24.49%.
The card has a variable balance transfer APR starting at 23.99%.
It also has a variable cash advance APR starting at 24.49%.
Note that late payments are subject to an APR of 30.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
No, Spark Classic for Business From Capital One does not come with an introductory APR offer.
What are the fees?
The following fees apply to Spark Classic for Business From Capital One:
- A late payment penalty of up to $39.
- There are no foreign transaction fees
Is a rewards program offered?
Spark Classic for Business From Capital One offers a rewards program to its customers. The rewards program allows you to earn cash with every business purchase you make. This business card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
Spark Classic for Business From Capital One doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Spark Classic for Business From Capital One doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Spark Classic for Business From Capital One provides the following benefits:
- Car rental insurance
- Emergency support
- Extended warranty
- Flight insurance
- Fraud liability
- Travel insurance
Contact
- Headquarters
-
15000 Capital One Dr
Richmond, VA 23238 USA - Visit Site
Other Services by Capital One
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Late Fee Amount | $39 |
Reviews
Would you recommend Spark Classic for Business From Capital One to your friends?
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Balance Transfer APR
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Credit Score Range
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Balance Transfer APR
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Balance Transfer APR
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