United Explorer Business Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 05/14/2026
Community Recommended Products
View AllSponsored
Strongly recommended8 Reviews
Learn More
Strongly recommended10 Reviews
Learn More
Strongly recommended9 Reviews
Learn MoreCompare All Business Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
16.49% - 23.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
17.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Annual Fee
$95
Credit Score Range
650 - 850
United Explorer Business Card Review
United Explorer Business Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a cashback card issued by Chase Bank. If you're wondering whether United Explorer Business Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 40000 points that can be redeemed for travel, gifts, or other perks.
- APRs: United Explorer Business Card has a variable regular purchase APR that ranges from 16.49% up to 23.49%.
- $0 intro annual fee for the first year. United Explorer Business Card gives you the chance to have the card for a year without paying the $95 annual fee.
- A 5% balance transfer fee. United Explorer Business Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of United Explorer business card
| The Good | The Bad |
|
|
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 16.49% up to 23.49% . The card has a variable balance transfer APR that ranges from 17.99% up to 24.99% .
It also has a variable cash advance APR starting at 24.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 16.49% - 23.49% |
| Balance Transfer APR | 17.99% - 24.99% |
| Cash Advance APR | Starting at 24.99% |
| Penalty APR | 29.99% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $95 .
- A late payment penalty of $40 .
- A returned payment fee of $40.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $40 |
| Late Payment Fee | $40 |
Does it offer a cash back or rewards program?
Yes, United Explorer business card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Rewards | Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, earn an additional 25,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Blackout Dates? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | 40,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Miles | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 - 2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Airfare
- Every Purchase
- Gas stations
- Hotels
- Restaurants
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
However, it does include a 40000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from United Explorer business card
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 1:00PM
Other Services by Chase Bank
Business Checking Accounts
4
4
1
9 Reviews
Money Market Accounts
Rating not yet determined (1 Review)
Money Transfer Services
14
6
22 Reviews
Business Lines of Credit
Be the first to rate
Business Loans
Rating not yet determined (4 Reviews)
Commercial Mortgage
Be the first to rate
Investment Advisors
Be the first to rate
Home Mortgage Loans
17
2
20 Reviews
Other Business Credit Cards from Chase Bank
Purchase APR
20.24% - 26.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 26.24%
Disclaimer popup with additional information
Annual Fee
$95
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Purchase APR
17.49% - 25.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 25.49%
Disclaimer popup with additional information
Annual Fee
$0
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Purchase APR
17.49% - 23.49%
Disclaimer popup with additional information
Balance Transfer APR
17.49% - 23.49%
Disclaimer popup with additional information
Annual Fee
$0
Disclaimer popup with additional information
Credit Score Range
660 - 850
300
850
Rating not yet determined
Purchase APR
18.74% - 25.74%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 23.49%
Disclaimer popup with additional information
Annual Fee
$99
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$99
Disclaimer popup with additional information
Credit Score Range
690 - 850
300
850
Rating not yet determined
Purchase APR
18.49% - 26.49%
Disclaimer popup with additional information
Balance Transfer APR
18.49% - 26.49%
Disclaimer popup with additional information
Annual Fee
$195
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$299
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$149
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
20.49% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 28.99%
Disclaimer popup with additional information
Annual Fee
$150
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Annual Fee
$199
Disclaimer popup with additional information
Credit Score Range
660 - 850
300
850
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
United Explorer Business Card Community Reviews
Would you recommend United Explorer Business Card to your friends?
OO
Oluwatosin O.
Nov 26, 2020
May or may not recommend
The card is gripping enough that I signed up myself over a year ago, and it still holds a space in my purse. If your priority is simplicity when it comes to earning cash back and you don't want to pay an annual fee while you earn cash back, this UnitedSM Explorer Business Card is worth a look.
Showing 1 of 1 reviews
You might also like
Best Business Credit Cards
SuperMoney
Can I Use a Personal Loan to Fund My Small Business?
Audrey Henderson
Easy Business Loans and Your Credit Score
Chonce Maddox
How to Build Your Business Credit
Jessica Walrack