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  UnitedSM Explorer Business Card

UnitedSM Explorer Business Card

in Business Credit Cards from Chase Bank

Claimed

UnitedSM Explorer Business Card

Claimed

in Business Credit Cards from Chase Bank

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 18.24% - 25.24%
Balance Transfer APR  (Variable APR) 17.99% - 24.99%
Credit Score Range 700 - 850

UnitedSM Explorer Business Card Review

Who is UnitedSM Explorer Business Card designed for?

UnitedSM Explorer Business Card is a credit card issued by Chase Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for UnitedSM Explorer Business Card?

UnitedSM Explorer Business Card has a variable purchase APR that ranges from 18.24% up to 25.24% . The card has a variable balance transfer APR that ranges from 17.99% up to 24.99% .

It also has a variable cash advance APR starting at 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does UnitedSM Explorer Business Card have an introductory APR offer?

No, UnitedSM Explorer Business Card does not come with an introductory APR offer for balance transfers.

UnitedSM Explorer Business Card does not offer an introductory rate on new purchases.

UnitedSM Explorer Business Card Rates & Terms
Purchase APR 18.24% - 25.24%
Balance Transfer APR 17.99% - 24.99%
Cash Advance APR Starting at 26.99%
Penalty APR 29.99%

What are the UnitedSM Explorer Business Card fees?

The following fees apply to UnitedSM Explorer Business Card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does UnitedSM Explorer Business Card have a foreign transaction fee?

UnitedSM Explorer Business Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

UnitedSM Explorer Business Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $39
Late Payment Fee $39

Is there a UnitedSM Explorer Business Card cash back or rewards program?

UnitedSM Explorer Business Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants

Does UnitedSM Explorer Business Card have a signup bonus?

UnitedSM Explorer Business Card doesn't offer a cash signup bonus.

However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does UnitedSM Explorer Business Card offer an annual loyalty bonus?

UnitedSM Explorer Business Card doesn't offer a cash loyalty bonus.

What are the UnitedSM Explorer Business Card benefits?

UnitedSM Explorer Business Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance

How to apply for UnitedSM Explorer Business Card

  • Visit the Chase Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 20
Annual Fee $95
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $5
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $15
Late Fee Amount $39
Minimum Cash Advance Fee ($) Starting at $15
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Extended Warranty  
Fraud Liability  
Free FICO Score  
Lost Luggage Insurance  
Travel Insurance  
All Other Purchases 1 mile per $1 spent on all other purchases
Bonus Rewards 50,000 bonus miles after you spend $3,000 in the first 3 months. Plus, an additional 50,000 bonus miles after you spend $25,000 total on purchases within the first 6 months.
No Blackout Dates  
Rewards Categories
  • Airfare
  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) Starting at 26.99%
Purchase APR (Variable APR) 18.24% - 25.24%
Balance Computation daily balance method (including new transactions)
Penalty APR 29.99%
Balance Transfer APR (Variable APR) 17.99% - 24.99%

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Purchase APR 15.49% - 21.49%
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Balance Transfer APR 15.24% - 21.24%
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Annual Fee $95 Annual Fee
Purchase APR 18.24% - 23.24%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 17.99% - 22.99%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850
Southwest Rapid Rewards Premier Business
Annual Fee $99 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 700 - 850     500 850