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  United Explorer Business Card

United Explorer Business Card

in Business Credit Cards from Chase Bank

Claimed

United Explorer Business Card

Claimed

in Business Credit Cards from Chase Bank

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Purchase APR  (Variable APR) 16.49% - 23.49%
Balance Transfer APR  (Variable APR) 17.99% - 24.99%
Credit Score Range 650 - 850
Annual Fee $95

United Explorer Business Card Review

United Explorer Business Card FAQ

Who is United Explorer Business Card designed for?

United Explorer Business Card is a credit card issued by Chase Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for United Explorer Business Card?

United Explorer Business Card has a variable purchase APR that ranges from 16.49% up to 23.49% . The card has a variable balance transfer APR that ranges from 17.99% up to 24.99% .

It also has a variable cash advance APR starting at 24.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does United Explorer Business Card have an introductory APR offer?

No, United Explorer Business Card does not come with an introductory APR offer for balance transfers.

United Explorer Business Card does not offer an introductory rate on new purchases.

United Explorer Business Card Rates & Terms
Purchase APR 16.49% - 23.49%
Balance Transfer APR 17.99% - 24.99%
Cash Advance APR Starting at 24.99%
Penalty APR 29.99%

What are the United Explorer Business Card fees?

The following fees apply to United Explorer Business Card:

  • An annual fee of $95.
  • A late payment penalty of up to $40.
  • A returned payment fee of up to $40.

Does United Explorer Business Card have a foreign transaction fee?

United Explorer Business Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

United Explorer Business Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee $40
Late Payment Fee $40

Is there a United Explorer Business Card cash back or rewards program?

United Explorer Business Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Every Purchase
  • Gas
  • Hotels
  • Restaurants

Does United Explorer Business Card have a signup bonus?

United Explorer Business Card doesn't offer a cash signup bonus.

However, it does include a 40000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does United Explorer Business Card offer an annual loyalty bonus?

United Explorer Business Card doesn't offer a cash loyalty bonus.

What are the United Explorer Business Card benefits?

United Explorer Business Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

Does United Explorer Business Card report your account activity to credit bureaus?

Yes, United Explorer Business Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for United Explorer Business Card

  • Visit the Chase Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) 2 miles per $1 spent on dining at restaurants including eligible delivery services.*Same page link to Offer Details 2 miles per $1 spent on hotel accommodations when purchased directly with the hotel.*Same page link to Offer Details 2 miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.*Same page link to Offer Details 1 mile per $1 spent on all other purchases.
Target Purchases Starting at 2
Foreign Currency Transaction Fee 0%
Minimum Interest Charge $0
No Annual Fee First Year
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 21 days
Annual Fee $95
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $10
Late Fee Amount $40
Minimum Cash Advance Fee ($) Starting at $10
Returned Payment Fee $40
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Free Credit Score
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Bonus Rewards Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, earn an additional 25,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open.
No Blackout Dates
Rewards Rates
  • Airfare
  • Gas
  • Hotels
  • Restaurants
  • Every Purchase
Signup Bonus (points) 40,000
Balance Computation Daily balance method (including new transactions)
Cash Advance APR (Variable APR) Starting at 24.99%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 16.49% - 23.49%
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $5
Balance Transfer APR (Variable APR) 17.99% - 24.99%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer
  • Cashback
  • Travel
  • Gas
  • Airline
  • Bonus Offers

United Explorer Business Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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