US Bank Business Leverage Visa Signature Card

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $750.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.24% up to 23.24%.
• Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $95 for the privilege.
• $0 intro annual fee for the first year. US Bank Business Leverage Visa Signature Card gives you the chance to have the card for a year without paying the $0 annual fee.
• A 5% balance transfer fee. US Bank Business Leverage Visa Signature Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of US Bank business Leverage card

What are the relevant APRs?

What fees does it charge?

• There is no annual fee.
• A late payment penalty of $39 .
• A returned payment fee of $39.

Does it offer a cash back or rewards program?

• Every Purchase