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US Bank FlexPerks Business Travel Rewards Visa

Out of Business

US Bank FlexPerks Business Travel Rewards Visa

in Business Credit Cards

Out of Business

US Bank FlexPerks Business Travel Rewards Visa

in Business Credit Cards

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Overview

US Bank has consolidated its line of FlexPerks business credit cards. Check out US Bank Flexperks Business Edge Rewards.

Who is Business Edge Travel Rewards Card Designed For?

Business Edge Travel Rewards Card is designed for business owners who are frequent flyers and want to both earn travel reward points from their business purchases and competitive rates. It is a particularly attractive card for business that spend a lot on phones, gas and office supplies.

What are the Rates for Business Edge Travel Rewards Card?

- Business Edge Travel Rewards Card's rates range from 11.99% APR to 17.99% APR on balance transfers and new purchases depending on the credit history of cardholders. These are low rates for a cash back rewards card with no annual fee. Cash advances have a 23.99% APR and there is a 28.99% APR penalty rate on new transactions when cardholders are late on their payments.

US Bank has consolidated its line of FlexPerks business credit cards. Check out US Bank Flexperks Business Edge Rewards.

What Are the Fees for Business Edge Travel Rewards Card Credit Card?

- The Business Edge Travel Rewards Card has a $55 annual membership and an additional $10 fee per authorized employee, which is waived the first year. However, members who spend $24,000 or more a year in purchases have their annual fee and the additional $10 per authorized employee waived.

There is also a 3% fee on foreign transactions and balance transfers ($5 minimum on balance transfers). Foreign transactions performed in dollars have a 2% fee. Cash advances have a 3% to 4% fee, depending on the withdrawal method you use. Late payments have a penalty fee of up to $39 fee, returned payments trigger a $35 fee, and exceeding the accounts credit limit comes with a $39 fee.

What Is Business Edge Travel Rewards Card's Rewards Program Like?

Business Edge Travel Rewards Card cardholders get two FlexPoints for every $1 they spend on phone and internet services. They also receive double points on gas, office supplies or airline purchases, whichever they spend the most on each month. Just to clarify, members only receive double points on phone services and one additional category, which will be gas, office supplies and flights, depending what they spend more on. All other purchases earn one FlexPoint for every $1 spent.

FlexPoints can be redeemed for flights with over 150 airlines, for merchandise, gift cards and account statements.

What about Business Edge Travel Rewards Card's Signup Bonus?

Business Edge Travel Rewards Card gives new cardholders 20,000 bonus FlexPoints once they spend $3,500 in purchases.

Does Business Edge Travel Rewards Card Have Any Other Benefits?

Business Edge Travel Rewards Card gives members a $25 airline allowance for every award ticket they redeem to use toward baggage fees or in-flight food and drinks. It also provides a free car rental day, a 25% discount and Emerald Club Membership with National Car Rental. Members also receive a free Hideaways Life Newsletter and up to 15% savings on business purchases with Visa SavingsEdge participating merchants.

How Is Business Edge Travel Rewards Card Better Than Other Credit Cards?

The Business Edge Travel Rewards Card offers a modest signup bonus and okay reward rates on two everyday purchase categories: phone services and either gas, travel and office supplies. It's disappointing that only one of the last categories qualifies for double points. The annual fee is low for a business card and can be avoided altogether by members who spend $24,000 or more.

The card doesn't have much in the way of travel benefits but it does have some interesting perks, such as a $25 bonus to spend on airline fees and in-flight purchases every time you redeem your points for an award flight and a free rental car day every year. However, business owners with excellent credit can probably do better with other business credit cards that offer better reward rates, more generous signup bonus and more travel benefits, such as Chase's Ink Plus Business credit card.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Late Payment Penalty
$0
Grace Period / Deferred Interest (Months)
24
Annual Fee
$55
Minimum Interest Charge
$2
Returned Payment Fee
$35
Over-Limit Fee
$39
Foreign Currency Transaction Fee
3%
Minimum Age
18
Customer Type
Business
Card Type
  • Balance Transfer
  • Rewards
Card Network
  • Visa
Fraud Liability
Purchases APR
Starting at
11.99%
Balance Transfer APR
Starting at
11.99%
Transfer Fee
3% w/ $5 min

Reviews

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Purchases APR 12.24% - 18.24% 10% 25%
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Credit Score Range N/A Credit Score Range
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Purchases APR 12.24% - 18.24% 10% 25%
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3 total votes
Purchases APR 12.24% - 18.24% 10% 25%
Balance Transfer APR 12.24% - 18.24% 10% 22%
Annual Fee $55 Annual Fee
Credit Score Range N/A Credit Score Range