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  US Bank FlexPerks Business Travel Rewards

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US Bank FlexPerks Business Travel Rewards

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US Bank FlexPerks Business Travel Rewards

Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
4 users don't recommend
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Highlights
Community Rating

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Purchase APR  (Variable APR) 13.74% - 24.74%
Balance Transfer APR  (Variable APR) 13.74% - 24.74%
Credit Score Range 700 - 850
Annual Fee $55

US Bank FlexPerks Business Travel Rewards Review

US Bank FlexPerks Business Travel Rewards is no longer available to new customers on SuperMoney.

Click here to compare Business Credit Cards and quickly find the best options for your needs.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Signup bonus. Offers a signup bonus of 25000 points after spending $2,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. US Bank FlexPerks Business Travel Rewards has a variable purchase APR that ranges from 13.74% up to 24.74%.
  • Annual fee waived the first year. US Bank FlexPerks Business Travel Rewards gives you the chance to have the card for a year without paying the $55 annual fee.
  • 3% Balance transfer fee. US Bank FlexPerks Business Travel Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of US Bank flexPerks business travel rewards visa

The Good The Bad
  • $25 Airline Allowance offers reimbursement for up to $25 per round-trip air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade when you use your card.
  • If you spend $24,000 in net purchases annually, your $55 annual fee (plus $10 fee for each employee card) gets credited back to your account.
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers .
  • 0% APR on new purchases . There is then a variable purchase APR that ranges from 13.74% up to 24.74%.
  • Annual fee waived during the first year.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere US Bank FlexPerks Business Travel Rewards is accepted.
  • US Bank FlexPerks Business Travel Rewards reports to multiple credit bureaus.
  • You need good credit to qualify.
  • Charges an annual fee of $55
  • Charges a 3% balance transfer fee.

US Bank flexPerks business travel rewards visa FAQ

Who is US Bank flexPerks business travel rewards visa designed for?

This is a credit card issued by US Bank.

This business card is designed for small business owners with good credit. The minimum credit score to apply is 700.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 13.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 24.74%.

It also has a variable cash advance APR of 25.74%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0%

This business card does offer an introductory APR rate on new purchases of 0%

US Bank flexPerks business travel rewards visa Rates & Terms
Purchase APR 13.74% - 24.74%
Balance Transfer APR 13.74% - 24.74%
Cash Advance APR 25.74%
Penalty APR 29.99%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $55.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

US Bank flexPerks business travel rewards visa Fees
Fees Amount
Annual Fee $55
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $19 to $39

Does it offer a cash back or rewards program?

Yes, US Bank flexPerks business travel rewards visa offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Internet, Cable and Phone Services
  • Every Purchase
  • Gas stations
  • Office Supply Stores

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

However, it does include a 25000 points signup bonus after you spend $2000 that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

Yes, this business credit card offers users an annual bonus worth up to $55 after spending $24000.

What are the benefits?

This business credit card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 872-2657.

What is the support contact email?

The support contact email for this business credit card is customer.support@usbank.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does US Bank FlexPerks Business Travel Rewards report your account activity to credit bureaus?

Yes, US Bank FlexPerks Business Travel Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the US Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by US Bank

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View all business credit cards offered by US Bank

Feature Breakdown

Introductory Rate 0%
Annual Fee $55
Cash Advance Fee (%) 3% - 5%
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 0%
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) $5 - $20
Minimum Interest Charge $2
No Annual Fee First Year
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 24 days
Over-Limit Fee $39
Returned Payment Fee $35
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • Travel Accident Insurance
  • Travel Assistance
Annual Loyalty Bonus $55
Annual Loyalty Bonus Spend Requirement $24,000
Bonus Rewards Earn 25,000 enrollment FlexPoints when spend $2,000 in eligible Net Purchases on the Account Owner's Card within the first four months of account opening
Rewards Categories
  • Airfare
  • Internet / Cable / Phone Services
  • Gas
  • Office Supplies
  • Every Purchase
Signup Bonus (points) 25,000
APR Type Variable APR
Balance Computation Average Daily Balance
Cash Advance APR (Variable APR) 25.74%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 13.74% - 24.74%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 13.74% - 24.74%
Card Network Visa
Card Type
  • Rewards
  • Travel

US Bank FlexPerks Business Travel Rewards Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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