US Bank FlexPerks Business Travel Rewards

US Bank FlexPerks Business Travel Rewards Review

This is a rewards card issued by U.S. Bank. If you're wondering whether US Bank flexPerks business travel rewards visa is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Signup bonus. Offers a signup bonus of 25000 points after spending $2,000 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. US Bank FlexPerks Business Travel Rewards has a variable purchase APR that ranges from 13.74% up to 24.74%.
• Annual fee waived the first year. US Bank FlexPerks Business Travel Rewards gives you the chance to have the card for a year without paying the $55 annual fee.
• 3% Balance transfer fee. US Bank FlexPerks Business Travel Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of US Bank flexPerks business travel rewards visa

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 13.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 24.74%.

It also has a variable cash advance APR of 25.74%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• An annual fee of $55.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.
• An overlimit fee of $39.

Does it offer a cash back or rewards program?

Yes, US Bank flexPerks business travel rewards visa offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Airfare
• Internet, Cable and Phone Services
• Every Purchase
• Gas stations
• Office Supply Stores

What are the benefits?

This business credit card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 872-2657.

What is the support contact email?

The support contact email for this business credit card is customer.support@usbank.com.

Does US Bank FlexPerks Business Travel Rewards report your account activity to credit bureaus?

Yes, US Bank FlexPerks Business Travel Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the US Bank FlexPerks Business Travel Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.