Wells Fargo Business Elite Signature Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 04/18/2025
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Wells Fargo Business Elite Signature Card
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Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
3.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Annual Fee
$125
Credit Score Range
650 - 850
Wells Fargo Business Elite Signature Card Review
Wells Fargo Business Elite Signature Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a cashback card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Business Elite Signature Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $500.
- Welcome offer. Offers a signup bonus of 50000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Wells Fargo Business Elite Signature Card has a variable regular purchase APR of 3.99%
- $0 intro annual fee for the first year. Wells Fargo Business Elite Signature Card gives you the chance to have the card for a year without paying the $125 annual fee.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Wells Fargo business Elite card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR of 3.99%.
It also has a variable cash advance APR of 20.74%.
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.| Purchase APR | 3.99% |
| Cash Advance APR | 20.74% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $125 .
- A late payment penalty of up to $75 .
- A returned payment fee of $29.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
| Annual Fee | $125 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $29 |
| Late Payment Fee | $25 to $75 |
Does it offer a cash back or rewards program?
Yes, Wells Fargo business Elite card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Blackout Dates? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | 50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Cash Back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
Yes, it offers card users a signup bonus worth up to $500 .
However, it does include a 50000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Message from Wells Fargo business Elite card
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day