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  Wells Fargo Business Elite Signature Card

Wells Fargo Business Elite Signature Card

in Business Credit Cards from Wells Fargo Bank

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Wells Fargo Business Elite Signature Card

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in Business Credit Cards from Wells Fargo Bank

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Highlights
Purchase APR  (Variable APR) 3.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $125

Wells Fargo Business Elite Signature Card Review

Wells Fargo Business Elite Signature Card FAQ

Who is Wells Fargo Business Elite Signature Card designed for?

Wells Fargo Business Elite Signature Card is a credit card issued by Wells Fargo Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Wells Fargo Business Elite Signature Card?

Wells Fargo Business Elite Signature Card has a variable purchase APR of 3.99%.

It also has a variable cash advance APR of 20.74% .

Does Wells Fargo Business Elite Signature Card have an introductory APR offer?

Wells Fargo Business Elite Signature Card does not offer an introductory rate on new purchases.

Wells Fargo Business Elite Signature Card Rates & Terms
Purchase APR 3.99%
Cash Advance APR 20.74%

What are the Wells Fargo Business Elite Signature Card fees?

The following fees apply to Wells Fargo Business Elite Signature Card:

  • An annual fee of $125.
  • A late payment penalty of up to $75.
  • A returned payment fee of up to $29.
  • An overlimit fee of $39.

Does Wells Fargo Business Elite Signature Card have a foreign transaction fee?

Wells Fargo Business Elite Signature Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Wells Fargo Business Elite Signature Card Fees
Fees Amount
Annual Fee $125
Foreign Transaction Fee 0%
Returned Payment Fee $29
Late Payment Fee $25 to $75

Is there a Wells Fargo Business Elite Signature Card cash back or rewards program?

Wells Fargo Business Elite Signature Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Wells Fargo Business Elite Signature Card have a signup bonus?

Yes, Wells Fargo Business Elite Signature Card offers card users a signup bonus worth up to $500 after spending $15000.

However, it does include a 50000 points signup bonus after spending $15000 that can be redeemed for travel, gifts, or other perks.

Does Wells Fargo Business Elite Signature Card offer an annual loyalty bonus?

Wells Fargo Business Elite Signature Card doesn't offer a cash loyalty bonus.

What are the Wells Fargo Business Elite Signature Card benefits?

Wells Fargo Business Elite Signature Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

Does Wells Fargo Business Elite Signature Card report your account activity to credit bureaus?

Yes, Wells Fargo Business Elite Signature Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Wells Fargo Business Elite Signature Card

  • Visit the Wells Fargo Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) 1
Every Purchase (Points) Earn 1.5% cash back on every $1 spent or earn 1 point on every $1 spent and receive 5,000 bonus points when your company spend is $10,000 or more in any monthly billing period
Foreign Currency Transaction Fee 0%
No Annual Fee First Year
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Annual Fee $125
Cash Advance Fee (%) 4%
Cash Advance Fee Minimum $10
Late Fee Amount $25 - $75
Minimum Cash Advance Fee ($) $10
Minimum Interest Charge $1
Over-Limit Fee $39
Returned Payment Fee $29
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
No Blackout Dates
Rewards Rates
  • Every Purchase
Signup Bonus Starting at $500
Signup Bonus (points) 50,000
Balance Computation Average daily balance
Cash Advance APR (Variable APR) 20.74%
Purchase APR (Variable APR) 3.99%
Card Network Visa
Card Type
  • Rewards
  • Cashback
  • Travel

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