Wells Fargo Business Platinum Credit Card

Wells Fargo Business Platinum Credit Card Review

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Signup bonus. Offers a signup bonus of up to $300 if you spend $3000.
• Competitive APRs. Wells Fargo Business Platinum Credit Card has a variable purchase APR that ranges from 11.24% up to 21.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Wells Fargo business Platinum credit card

Wells Fargo business Platinum credit card FAQ

Who is Wells Fargo business Platinum credit card designed for?

This is a credit card issued by Wells Fargo Bank.

This business card is designed for small business owners with good credit. The minimum credit score to apply is 700.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 11.24% up to 21.24%.

It also has a variable cash advance APR of 23.99%.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $50.
• A returned payment fee of up to $29.
• An overlimit fee of $39.

Does it offer a cash back or rewards program?

Yes, Wells Fargo business Platinum credit card offers a rewards program to its customers. The rewards program allows you to earn 1.5% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

What are the benefits?

This business credit card provides the following benefits:

• Fraud Liability
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 877-4833.

What is the support contact email?

The support contact email for this business credit card is corporateresponsibility@wellsfargo.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Wells Fargo Business Platinum Credit Card report your account activity to credit bureaus?

Yes, Wells Fargo Business Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Wells Fargo Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.