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  Wells Fargo Business Platinum Credit Card

Wells Fargo Business Platinum Credit Card

in Business Credit Cards from Wells Fargo Bank

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Wells Fargo Business Platinum Credit Card

Unaffiliated

in Business Credit Cards from Wells Fargo Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

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Highlights
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Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 11.24% - 21.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee $0

Wells Fargo Business Platinum Credit Card Review

Wells Fargo Business Platinum Credit Card FAQ

Who is Wells Fargo Business Platinum Credit Card designed for?

Wells Fargo Business Platinum Credit Card is a credit card issued by Wells Fargo Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Wells Fargo Business Platinum Credit Card?

Wells Fargo Business Platinum Credit Card has a variable purchase APR that ranges from 11.24% up to 21.24% .

It also has a variable cash advance APR of 23.99% .

Does Wells Fargo Business Platinum Credit Card have an introductory APR offer?

Yes, Wells Fargo Business Platinum Credit Card offers an introductory APR rate on balance transfers of 0%

This card does offer an introductory APR rate on new purchases of 0%

Wells Fargo Business Platinum Credit Card Rates & Terms
Purchase APR 11.24% - 21.24%
Cash Advance APR 23.99%

What are the Wells Fargo Business Platinum Credit Card fees?

The following fees apply to Wells Fargo Business Platinum Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $50.
  • A returned payment fee of up to $29.
  • An overlimit fee of $39.

Does Wells Fargo Business Platinum Credit Card have a foreign transaction fee?

Wells Fargo Business Platinum Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Wells Fargo Business Platinum Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $29
Late Payment Fee $25 to $50

Is there a Wells Fargo Business Platinum Credit Card cash back or rewards program?

Wells Fargo Business Platinum Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Wells Fargo Business Platinum Credit Card have a signup bonus?

Yes, Wells Fargo Business Platinum Credit Card offers card users a signup bonus worth up to $500 after spending $5000.

Does Wells Fargo Business Platinum Credit Card offer an annual loyalty bonus?

Wells Fargo Business Platinum Credit Card doesn't offer a cash loyalty bonus.

What are the Wells Fargo Business Platinum Credit Card benefits?

Wells Fargo Business Platinum Credit Card provides the following benefits:

  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

Does Wells Fargo Business Platinum Credit Card report your account activity to credit bureaus?

Wells Fargo Business Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Wells Fargo Business Platinum Credit Card

  • Visit the Wells Fargo Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) Earn 1.5% cash back on every $1 spent. Earn 1 point on every $1 spent and receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 4%
Cash Advance Fee Minimum $10
Late Fee Amount $25 - $50
Minimum Cash Advance Fee ($) Starting at $1
Over-Limit Fee $39
Returned Payment Fee $29
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Purchase Protection
Bonus Rewards Get a one-time $500 cash back bonus1 or 50,000 bonus points2 when you enroll in the Business Card Rewards Program and spend $5,000 in the first three months of account open date.
No Blackout Dates  
No Reward Expiration Period  
Rewards Categories Every Purchase
Rewards Type Cash Back
Signup Bonus $500
Balance Computation Average Daily Balance
Cash Advance APR (Variable APR) 23.99%
Purchase APR (Variable APR) 11.24% - 21.24%

Wells Fargo Business Platinum Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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