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Last Updated: 04/18/2025

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Wells Fargo Business Platinum Credit Card

from Wells Fargo Bank

Last Updated: 04/18/2025

Wells Fargo Business Platinum Credit Card logo
Strongly recommended7 total votes
6 users recommend
1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

11.24% - 21.24%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Annual Fee

$0

Credit Score Range

700 - 850

Number of Reviews

7

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Wells Fargo Business Platinum Credit Card Review

This is a cashback card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Business Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Signup bonus. Offers a signup bonus of up to $300.
  • APRs: Wells Fargo Business Platinum Credit Card has a variable regular purchase APR that ranges from 11.24% up to 21.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Wells Fargo business Platinum credit card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 11.24% up to 21.24% .
It also has a variable cash advance APR of 23.99%.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0%
This business card does offer an introductory APR rate on new purchases of 0%

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $50 .
  • A returned payment fee of $29.

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does it offer a cash back or rewards program?

Yes, Wells Fargo business Platinum credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase

Does it have a sign up bonus?

Yes, it offers card users a signup bonus worth up to $300 .

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Wells Fargo Business Platinum Credit Card logo

Message from Wells Fargo business Platinum credit card

Cash Back option: Earn 1.5% cash back on qualifying purchases. Reward Points option: Earn 1 point on every $1 spent and receive 1,000 bonus points every billing cycle when you spend at least $1,000 on qualifying purchases. 0% introductory rate for first nine months. Businesses with annual sales up to $2 million. Choosing your rewards: Cash Back or Rewards Points. Businesses that need a convenient way to manage everyday business expenses. No annual fee, plus up to 99 employee cards with no additional fee. Cash management tools. Spending reports available online. Online banking and bill payment options.

Contact

Headquarters

420 Montgomery Street
San Francisco, CA 94104
Visit Site
Email Support

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

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Purchase APR

17.99% - 25.99%
Disclaimer popup with additional information

Balance Transfer APR

N/A

Annual Fee

$0

Credit Score Range

670 - 850

300

850

Visit Site

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.

+71

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Wells Fargo Business Platinum Credit Card Community Reviews

Would you recommend Wells Fargo Business Platinum Credit Card to your friends?

Anthony C. avatar image

Anthony C.

Mar 15, 2021

May or may not recommend

This card is great for business travel and meals now that they can be included in tax deductions. The card has no annual fee and a generous credit limit increase if you are patient can come in as little as after one year.

NM

Na'im M.

Dec 15, 2020

May or may not recommend

I absolutely love this credit card! I enjoy using this credit card and, given that my savings and checking account are also with WellsFargo, I was able to successfully and swiftly link both accounts to this credit card. The rewards program ranks as the best feature in this card. In my opinion, the Wells Fargo Platinum card is the most superb card to establish one's credit history. They boast relatively ...Show More

ID

Imran D.

Nov 6, 2020

May or may not recommend

I wanted to get a credit card that I could use to build my credit, by making large and small purchases, and then paying them off quickly. Well, I chose to get this Wells Fargo one, since I had an account with them and never had no major issues with their service. So far I do not have much to compare it with since, I have at least three other credit cards ...Show More

RS

Rasak S.

Oct 15, 2020

May or may not recommend

Without concealing or hiding the huge benefit I have derived from Super Money in recent times, I bring you a golden opportunity being provided by Wells Fargo Business Platinum Credit Card. It is a life-changing avenue for small-scale and large-scale businesses. Having used the business credit card, I can authoritatively say that it allows every business owner to do business across borders. Distance is no longer a barrier with this ...Show More

U

Anonymous

Oct 2, 2020

May or may not recommend

As a self-employed individual for many years, I finally incorporated my business into an llc, which I have classed as an s-corp, two years ago. Once I set up my business account in this way, I was sure to apply for the business credit card. This cute silver one is the one I got. I'd say the credit card is very good for building your credit, if you are a ...Show More

Robert M. avatar image

Robert M.

Apr 21, 2020

May or may not recommend

Robert Maybin to I got alot money ln well Fargo just look I need the card

U

Anonymous

May 30, 2019

May or may not recommend

Yes indeed it is possible for other to follow. Concerning my experienced I see Wells Fargo to be a great institution where you can put your trust with out hesitating.

Showing 7 of 7 reviews

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