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  Zions Bank® AmaZing Rate® Business Credit Card

Zions Bank® AmaZing Rate® Business Credit Card

in Business Credit Cards from Zions Bancorporation

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Zions Bank® AmaZing Rate® Business Credit Card

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in Business Credit Cards from Zions Bancorporation

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Highlights
Purchase APR  (Variable APR) 10.24%
Balance Transfer APR  (Variable APR) 10.24%
Credit Score Range 650 - 850
Annual Fee $0

Zions Bank® AmaZing Rate® Business Credit Card Review

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $500 if you spend $3000.
  • Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Zions Bank® AmaZing Rate® Business Credit Card has a variable purchase APR of 10.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Zions Bank® AmaZing Rate® Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Zions Bank business credit card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Zions Bank® AmaZing Rate® Business Credit Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Zions Bank business credit card FAQ

Who is Zions Bank business credit card designed for?

This is a credit card issued by Zions Bancorporation. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 10.24%. The card has a variable balance transfer APR of 10.24% .

It also has a variable cash advance APR of 10.24%.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 12 months from account opening.

This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

Zions Bank business credit card Rates & Terms
Purchase APR 10.24%
Balance Transfer APR 10.24%
Cash Advance APR 10.24%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
Zions Bank business credit card Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the customer service phone number?

The customer service number for this business card is (888) 307-3411.

What is the support contact email?

The support contact email for this business credit card is james.abbott@zionsbancorp.com.

Does Zions Bank® AmaZing Rate® Business Credit Card report your account activity to credit bureaus?

Yes, Zions Bank® AmaZing Rate® Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Zions Bancorporation .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Zions Bank® AmaZing Rate® Business Credit Card

By saying yes to the AmaZing Rate credit card for Business you’re saying yes to amazingly low rates (one of the lowest interest rates), and no to annual fees. This card is the ideal Low Interest Business Credit Card for business charges. 0% intro APR on balance transfers for 12 months, 10.24% variable APR after that. 3% fee, $10 minimum.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
Signup Bonus Starting at $500
Signup Bonus (points) 50,000
Cash Advance APR (Variable APR) 10.24%
Credit Limit Up to $250
Purchase APR (Variable APR) 10.24%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 10.24%
Card Network Visa
Card Type
  • Low Interest

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