Zions Bank® AmaZing Rate® Business Credit Card

Zions Bank® AmaZing Rate® Business Credit Card Review

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of $500 if you spend $3000.
• Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Zions Bank® AmaZing Rate® Business Credit Card has a variable purchase APR of 10.24%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Zions Bank® AmaZing Rate® Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. 0% APR on new purchases during the first 6 months. No annual fee. Zions Bank® AmaZing Rate® Business Credit Card reports to multiple credit bureaus.	Does not offer rewards or cash back. You don't earn rewards on every purchase. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Who is Zions Bank business credit card designed for?

This is a credit card issued by Zions Bancorporation. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 10.24%. The card has a variable balance transfer APR of 10.24% .

It also has a variable cash advance APR of 10.24%.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the support contact email?

The support contact email for this business credit card is james.abbott@zionsbancorp.com.

Does Zions Bank® AmaZing Rate® Business Credit Card report your account activity to credit bureaus?

Yes, Zions Bank® AmaZing Rate® Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Zions Bancorporation .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.