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Is Bizcap Line of Capital the right fit for you?
Last Updated: 10/28/2026

Bizcap Line of Capital

from Bizcap

Last Updated: 10/28/2026
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Filter & compare all your options in one place.

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Highlights

APR (Factor Based)

N/A


Credit Score Range

550 - 850

Amount Range

$1,000 - $2,000,000

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Bizcap Line of Capital Review

Bizcap Line of Capital is offered by Bizcap, a direct funder founded in 2019 and based in Miami, Florida. Bizcap Line of Capital is available in all 50 states and Washington, D.C.

Bizcap Line of Capital FAQ

What APRs does Bizcap Line of Capital offer?

Bizcap offers a Line of Capital, which is a factor-based financing model that turns your future receivables into a line of capital.

Does Bizcap Line of Capital charge an origination fee?

Yes, Bizcap Line of Capital charges an origination fee starting at 1% of the line of capital amount. Bizcap Line of Capital deducts the fee directly from your line of capital amount before disbursing the fund, so make sure you take this fee into account when deciding how much you need to draw.

Does Bizcap Line of Capital charge prepayment fees?

No, Bizcap Line of Capital does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the line of capital balance off early.

How much funding can you access from Bizcap Line of Capital?

Line of capital amounts start at $1,000 and go up to $2,000,000.

What is the maximum term you can get with Bizcap Line of Capital?

Bizcap Line of Capital offers business lines of capital with terms ranging from 5 to 12 months. Having the option of longer terms allows businesses to take on larger line of capital amounts while keeping monthly payments more affordable. However, the longer the term of the amounts you draw, the higher your overall cost will be.

What do you need to qualify for Bizcap Line of Capital?

Applicants with a credit score of at least 550 and up to 850 may be eligible for Bizcap Line of Capital.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bizcap Line of Capital. If you are a non-resident looking to access these services through an entity incorporated in the U.S., Bizcap will consider you for their services.
To qualify, applicants may need to provide the following documentation:
  • Bank account information

Does Bizcap perform a hard credit pull?

As is the case with most providers, a hard credit pull will occur if you accept an offer after checking your rates.
Bizcap Line of Capital allows you to check your rates with a soft credit pull.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Bizcap Line of Capital

Bizcap provides flexible business funding of up to $2M across three products designed to meet businesses at different revenue levels and funding needs. As a direct funder, Bizcap provides businesses with a straightforward path to access working capital based on their business performance, with flexible funding options designed to fit different business needs. Bizcap combines flexibility with speed, with approvals in about 3 hours and same-day funding. Whether businesses are looking to manage cash flow, invest in growth or cover expenses, Bizcap offers funding solutions designed to provide access to capital when needed. Bizcap eliminates the traditional runaround with other financing options and gives businesses a direct way to explore their funding options. Its open-minded approach allows Bizcap to consider a broad range of businesses and circumstances, while its multiple products and funding of up to $2M provide flexibility to meet businesses at different stages and capital needs.

Contact

Headquarters

1801 NE 123rd St
Suite 421
North Miami, FL 33181

Hours of Operation

SundayClosedMonday9:30AM - 6:00PMTuesday9:30AM - 6:00PMWednesday9:30AM - 6:00PMThursday9:30AM - 6:00PMFriday9:30AM - 6:00PMSaturdayClosed

Other Services by Bizcap

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