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Business Lines of Credit
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Last Updated: 04/18/2025

Lisbon Community FCU Lines of Credit

in Business Lines of Credit from Lisbon Community Federal Credit Union

Last Updated: 04/18/2025

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Lisbon Community FCU Lines of Credit Review

Lisbon Community FCU Lines of Credit is offered by Lisbon Community Federal Credit Union, a credit union founded in 1959 and based in Lisbon, ME. Lisbon Community FCU Lines of Credit are available in states.

Lisbon Community FCU Lines of Credit FAQ

What APRs does Lisbon Community FCU Lines of Credit offer?

Lisbon Community FCU Lines of Credit offers a variable APR, but they do not disclose their rates.

Does Lisbon Community FCU Lines of Credit charge an origination fee?

Yes, Lisbon Community FCU Lines of Credit charges an origination fee.

Does Lisbon Community FCU Lines of Credit charge prepayment fees?

Yes, Lisbon Community FCU Lines of Credit charges additional fees to borrowers who pay off their lines of credit sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a line of credit early.

What do you need to qualify for Lisbon Community FCU Lines of Credit?

Lisbon Community FCU Lines of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Lisbon Community FCU Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lisbon Community FCU Lines of Credit.
To qualify, applicants may need to provide the following documentation:
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

What are the business financing requirements for Lisbon Community FCU Lines of Credit?

To apply for Lisbon Community FCU Lines of Credit, the applicant needs to provide the following documentation:
  • Business certificate.
  • Business license

Does Lisbon Community FCU Lines of Credit report your account activity to credit bureaus?

Yes, Lisbon Community FCU Lines of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Lisbon Community Federal Credit Union perform a hard credit pull?

Yes, Lisbon Community FCU Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Contact

Headquarters

325 Lisbon St
PO Box 878
Lisbon, ME 04250
(207) 353-4144
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

Other Services by Lisbon Community Federal Credit Union