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Last Updated: 06/21/2025

Biz2Credit Business Loans

in Business Loans from Biz2Credit Inc

Last Updated: 06/21/2025

Mostly recommended33 total votes

24 users recommend

9 users don't recommend

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Highlights

Community Rating

Mostly recommended

Amount Range

$25,000 - $6,000,000

APR (Fixed APR)

5.99% - 30%(Verified 06/21/2024)

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Loan Term (Months)

N/A

Number of Reviews

Biz2Credit Business Loans Review

Biz2Credit is a business financing offering by Biz2Credit Inc, based in New York, NY. Founded in 2007, Biz2Credit Inc offers access to small business loans in 50 states (and Washington, DC).

Biz2Credit FAQ

What are Biz2Credit rates?

Biz2Credit offers a fixed APR business financing product that ranges from 5.99% APR up to 30% APR.

Does Biz2Credit charge an origination fee?

Yes, Biz2Credit charges a loan origination fee of $250 to $400

Does Biz2Credit charge a late fee?

Yes, Biz2Credit charges borrowers with a late payment fee of up to $25 .

Does Biz2Credit charge prepayment fees?

No, Biz2Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Biz2Credit?

Business loan amounts start at $25,000 and go up to $6,000,000.

What do you need to qualify for Biz2Credit Business Loans?

Biz2Credit Business Loans requires companies to be in business for at least 24 months. Businesses must have a minimum annual revenue of $100,000 to be considered.

Applicants with a credit score of at least 560 and up to 670 may be eligible for Biz2Credit Business Loans.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Biz2Credit Business Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

What is the estimated funding time for a business loan via Biz2Credit?

Biz2Credit can fund small business loans within 3 business days.

Does Biz2Credit Business Loans report your account activity to credit bureaus?

Yes, Biz2Credit Business Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Biz2Credit Inc perform a hard credit pull?

Yes, Biz2Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Biz2Credit

Our mission is to provide small businesses with the best funding options for each and every project or capital need, with technology that makes business financing easy to understand and easy to access. Biz2Credit was founded in 2007 with one goal: make business finance work better. We're backed by Nexus Venture Partners and our 225,000 small business customers. Since we started, Biz2Credit has been the best place for small businesses to get funding online. We've already arranged more than $2 billion in small business funding for thousands of companies across the U.S. Our proprietary platform matches small businesses to the best sources of capital for their needs based on each company's unique profile. Completed in just a few minutes, the whole process is secure, efficient, and prices are transparent. Our network consists of 1.6 million users, credit rating agencies such as DandB and Equifax, and small business service providers including CPAs and lawyers.

Running a successful company requires capital. That's where we can help. Learn more about how Biz2Credit connects small business borrowers and lenders through its safe and efficient online platform.

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Headquarters

1 Penn Plaza, 45th Floor

New York, NY 10119

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