Last Updated: 06/21/2025

Biz2Credit Business Loans

in Business Loans from Biz2Credit Inc

Last Updated: 06/21/2025

Mostly recommended33 total votes

24 users recommend

9 users don't recommend

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Highlights

Community Rating

Mostly recommended

Amount Range

$25,000 - $6,000,000

APR (Fixed APR)

5.99% - 30%(Verified 06/21/2024)

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Loan Term (Months)

N/A

Number of Reviews

Biz2Credit Business Loans Review

Biz2Credit is a business financing offering by Biz2Credit Inc, based in New York, NY. Founded in 2007, Biz2Credit Inc offers access to small business loans in 50 states (and Washington, DC).

Biz2Credit FAQ

What are Biz2Credit rates?

Biz2Credit offers a fixed APR business financing product that ranges from 5.99% APR up to 30% APR.

Does Biz2Credit charge an origination fee?

Yes, Biz2Credit charges a loan origination fee of $250 to $400

Does Biz2Credit charge a late fee?

Yes, Biz2Credit charges borrowers with a late payment fee of up to $25 .

Does Biz2Credit charge prepayment fees?

No, Biz2Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Biz2Credit?

Business loan amounts start at $25,000 and go up to $6,000,000.

What do you need to qualify for Biz2Credit Business Loans?

Biz2Credit Business Loans requires companies to be in business for at least 24 months. Businesses must have a minimum annual revenue of $100,000 to be considered.

Applicants with a credit score of at least 560 and up to 670 may be eligible for Biz2Credit Business Loans.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Biz2Credit Business Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

What is the estimated funding time for a business loan via Biz2Credit?

Biz2Credit can fund small business loans within 3 business days.

Does Biz2Credit Business Loans report your account activity to credit bureaus?

Yes, Biz2Credit Business Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Biz2Credit Inc perform a hard credit pull?

Yes, Biz2Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Biz2Credit

Our mission is to provide small businesses with the best funding options for each and every project or capital need, with technology that makes business financing easy to understand and easy to access. Biz2Credit was founded in 2007 with one goal: make business finance work better. We're backed by Nexus Venture Partners and our 225,000 small business customers. Since we started, Biz2Credit has been the best place for small businesses to get funding online. We've already arranged more than $2 billion in small business funding for thousands of companies across the U.S. Our proprietary platform matches small businesses to the best sources of capital for their needs based on each company's unique profile. Completed in just a few minutes, the whole process is secure, efficient, and prices are transparent. Our network consists of 1.6 million users, credit rating agencies such as DandB and Equifax, and small business service providers including CPAs and lawyers.

Running a successful company requires capital. That's where we can help. Learn more about how Biz2Credit connects small business borrowers and lenders through its safe and efficient online platform.

Contact

Headquarters

1 Penn Plaza, 45th Floor

New York, NY 10119

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +45, or 3.9 on a 5-point rating scale.

+45

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Biz2Credit Business Loans Community Reviews

Would you recommend Biz2Credit Business Loans to your friends?

Jason R.

Jul 30, 2021

May or may not recommend

My experience with Biz2Credit has been very good!! They have the most efficient way of lending and their staff is highly professional and knowledgeable In my opinion Biz2credit is the best option for the growth of your business. I would highly recommend Biz2credit to anyone!!

Roberts M.

Jul 28, 2021

May or may not recommend

I really appreciate the help I got and the amazing impact it had on my company. thanks again biz2credit

Janes J.

Jul 28, 2021

May or may not recommend

I am extremely happy with the whole process to obtain Business loans from start to end. Each customer service representative followed me up with an email as well as text and a phone call! They are very knowledgeable and helped out extremely with every question, concern, or issue. I Highly recommend Biz2Credit.

Jim P.

Apr 2, 2021

May or may not recommend

I am going on 30 business days for processing since my etran was issued by the IRS and they are still telling me it will be 12-14 business days to process and be patient. After 30 business days i have been more than patient. Stay away from this company it may be a fradulant business or at least fraudulant practices .

Tal B.

Feb 17, 2021

May or may not recommend

Biz2credit have summitted my PPP round 2 application. I have requested them to withdraw my application from the SBA as there was a mistake in them. I have been trying to get in touch with their customer service for over a week now, calling, emailing and nothing. Only automated responses and voicemails. As of now I am stuck and cannot get a PPP 2 loan until they withdraw my application! I cannot submit ...Show More

Christine T.

Aug 27, 2020

May or may not recommend

I would definitely recommend Biz2Credit to any business in need of a loan. The staff is professional and knowledgeable. I worked with David Miller and he was great.

Richard S.

Jul 3, 2020

May or may not recommend

I thought the process was going to be a frustrating, but it was smooth and easy. I can happily say, securing a loan became much simpler.Thanks Biz2Credit.

Robert L.

Jun 17, 2020

May or may not recommend

Biz2Credit was great to work with. They are quick and very responsive with any questions you may have. They understand your business and provide great experience for business lending. Highly recommend!

Anonymous

Jun 3, 2020

May or may not recommend

Biz2Credit services are indeed trustworthy. My loan got approved withing few days of applying. If you have all the required documents in place, lenders will be happy to help you.Thank You Team!

Shirin S.

May 1, 2020

May or may not recommend

I got to know about Biz2credit from one of my friends. And I must say I am lucky to contact them for business loans.I never thought it was so simple. Good luck Biz2Credit.

Peter J.

Apr 10, 2020

May or may not recommend

Remarkable, speedy and reliable services. The services are satisfactory. Many lenders are part of Biz2Credit, giving you a wide array of options.

Lyle E.

Mar 24, 2020

May or may not recommend

Even with a ready business plan, I was struggling for funds. But then I got in touch with Biz2Credit. They helped me choose the best loan and provided free loan consultation.

S Benjamin M.

Feb 26, 2020

May or may not recommend

The whole process was smooth. Through Biz2Credit I got to know about the various loan options I could use. I would recommend Biz2Credit to anyone looking for immediate funds.

Ivan O.

Jan 15, 2020

May or may not recommend

The whole process was smooth.Best customer service.The team members at Biz2Credit are very courteous and helpful.They explained the best business loan options to me in detail.

Dianne W.

Dec 20, 2019

May or may not recommend

It was my first experience with online loan process. I was a bit worried but thanks to the supportive team of Biz2Credit which took care of everything since the start to end.Thanks Biz2Credit

Test T.

Dec 12, 2019

May or may not recommend

I have a very positive experience with Biz2Credit becuase they provided a quick and straightforward loan

Roger B.

Nov 29, 2019

May or may not recommend

I had wonderful experience with them. I would recommend Biz2Credit to anybody who is obtaining financing for repay construction or renovation process.

Steven B.

Nov 13, 2019

May or may not recommend

Biz2Credit assisted me through the funding process very professionally and helped me achieve my financing needs.I m so impressed with the company they helped me a lot.Thanks to everyone there!

Chase K.

Sep 17, 2019

May or may not recommend

I have been doing business with you all for the last few years and I will admit that all of the team members are professional and knows what they are doing.It was very easy process, and Revathi’s communication was amazing. Would love to do business again with Biz2Credit.

Ss S.

Sep 9, 2019

May or may not recommend

Actually, this Itria hiding behind Biz2Credit. Stay away and save your business. I have a loan with these people and trying to pay them off. Requested a payoff letter as of the end of the week. They refused to provide me the payoff letter until Friday. They are doing this because I refuse to get more SHARK funding from them,

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