Biz2Credit Business Loans
Biz2Credit Business Loans
in Business Loans from Biz2Credit Inc

Biz2Credit Business Loans

in Business Loans from Biz2Credit Inc
SuperMoney Net Recommendation Score +45  


This product is mostly recommended by SuperMoney users with a score of +45, equating to 3.9 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Community Rating Mostly recommended
Loan Amount $25,000 - $6,000,000
APR  (Fixed APR) 5.99% - 30%
(Verified 08/04/2023)
Loan Term (Months) N/A
Number of Reviews 33

Biz2Credit Business Loans Review

Biz2Credit is a business financing offering by Biz2Credit Inc, based in New York, NY. Founded in 2007, Biz2Credit Inc offers access to small business loans in 50 states (and Washington, DC).

Biz2Credit FAQ

What are Biz2Credit’s rates?

Biz2Credit offers a fixed APR business financing product that ranges from 5.99% APR up to 30% APR.

Does Biz2Credit charge an origination fee?

Yes, Biz2Credit charges a loan origination fee of $250 to $400

What limitations does Biz2Credit set on the purpose of the business loan?

Biz2Credit considers business loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Hiring
  • Inventory
  • Lease Improvement
  • New Location
  • Payroll
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of small business loans does Biz2Credit offer?

Not all small business loans are made equal. The type of business loan you choose will determine the range of interest rates and terms you receive. Biz2Credit provides access to the following business loan types:

  • Unsecured Term Business Loans
  • Secured Term Business Loans
  • Lines of Credit
  • SBA Loans
  • Merchant Cash Advances
  • Commercial Real Estate Loans
  • ACH Cash Flow Loans
  • Bridge Loans

Does Biz2Credit charge a late fee?

Yes, Biz2Credit charges borrowers with a late payment fee of up to $25.

Does Biz2Credit charge prepayment fees?

No, Biz2Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Biz2Credit?

Business loan amounts start at $25,000 and go up to $6,000,000.

What do you need to qualify for Biz2Credit Business Loans?

Biz2Credit Business Loans requires companies to be in business for at least 24 months. Businesses must have a minimum annual revenue of $100,000 to be considered.

Applicants with a credit score of at least 560 and up to 670 may be eligible for Biz2Credit Business Loans.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Biz2Credit Business Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Biz2Credit Business Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity

What is the estimated funding time for a business loan via Biz2Credit?

Biz2Credit can approve (or deny) a business loan application within 24 hours and fund small business loans within 1 business day of approval.

Does Biz2Credit Business Loans report your account activity to credit bureaus?

Yes, Biz2Credit Business Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Biz2Credit

Our mission is to provide small businesses with the best funding options for each and every project or capital need, with technology that makes business financing easy to understand and easy to access. Biz2Credit was founded in 2007 with one goal: make business finance work better. We're backed by Nexus Venture Partners and our 225,000 small business customers. Since we started, Biz2Credit has been the best place for small businesses to get funding online. We've already arranged more than $2 billion in small business funding for thousands of companies across the U.S. Our proprietary platform matches small businesses to the best sources of capital for their needs based on each company's unique profile. Completed in just a few minutes, the whole process is secure, efficient, and prices are transparent. Our network consists of 1.6 million users, credit rating agencies such as DandB and Equifax, and small business service providers including CPAs and lawyers.

Running a successful company requires capital. That's where we can help. Learn more about how Biz2Credit connects small business borrowers and lenders through its safe and efficient online platform.


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount $25
No Prepayment Fee
Origination Fee ($) $250 - $400
Credit Score Range 560 - 670
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Months in Business 24
Minimum Revenue $100,000
Verification Documents Required
  • Proof of Income
  • Proof of Identity
Approval Speed 24 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 - 3 days
Lender Features Customizable Payment Dates
Payment Options Bank Transfer
APR Type Fixed APR
Loan Amount $25,000 - $6,000,000
APR (Fixed APR) 5.99% - 30%
(Verified 08/04/2023)

Biz2Credit Business Loans Community Reviews


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This product is mostly recommended by SuperMoney users with a score of +45, equating to 3.9 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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