Is Fora Financial Business Loans the right fit for you?

Last Updated: 04/15/2026

Fora Financial Business Loans

from Fora Financial

Last Updated: 04/15/2026

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Strongly recommended9 total votes

9 users recommend

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Highlights

Community Rating

Strongly recommended

Amount Range

$5,000 - $1,500,000

APR (Fixed APR)

10% - 50%(Verified 11/16/2024)

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Loan Term (Months)

6 - 18

Number of Reviews

Fora Financial Business Loans Review

Fora financial is a business financing offering by Fora Financial, based in New York, NY. Founded in 2008, Fora Financial offers access to small business loans in 50 states (and Washington, DC).

Fora financial FAQ

What are Fora financial rates?

Fora financial offers a fixed APR business financing product that ranges from 10% APR up to 50% APR.

Does Fora financial charge an origination fee?

Yes, Fora financial charges a loan origination fee of 2% of the business loan amount . Fora financial deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does Fora financial charge prepayment fees?

No, Fora financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Fora financial?

Business loan amounts start at $5,000 and go up to $1,500,000.

What is the maximum business loan term you can get with Fora financial?

Fora financial offers small business loans with terms ranging from 6 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Fora Financial Business Loans?

Fora Financial Business Loans requires companies to be in business for at least 12 months. Businesses must have a minimum annual revenue of $300,000 to be considered.

Applicants with a credit score of at least 600 and up to 850 may be eligible for Fora Financial Business Loans.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Fora Financial Business Loans.

To qualify, applicants may need to provide the following documentation:

Bank account information
Driver's license or other government photo ID

What is the estimated funding time for a business loan via Fora financial?

Fora financial can fund small business loans within 5 business days.

Does Fora Financial perform a hard credit pull?

Yes, Fora financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Fora financial

Since 2008, Fora Financial has remained dedicated to developing new, innovative ways to serve small businesses in an ever-changing financial market. Fora Financial has funded over 40,000 individual transactions to more than 25,000 unique customers. The company has funded over $2 billion in working capital solutions for small businesses since its inception.

Contact

Headquarters

519 8th Avenue 11th Floor

New York, NY 10018

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Other Services by Fora Financial

Merchant Cash Advance

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

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Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Fora Financial Business Loans Community Reviews

Would you recommend Fora Financial Business Loans to your friends?

Anonymous

Aug 24, 2023

May or may not recommend

Great company good people to work with I would recommend this company to everyone I know

Kalvin G.

Dec 10, 2022

May or may not recommend

Try it out make you a account and stay logged in

Moses A.

Jul 23, 2021

May or may not recommend

Thanks to Fora Financial for helping our business with a loan. We need this loan so much, and you finally helped us in finding the best solution. We really appreciate it.

Elana S.

Feb 27, 2021

May or may not recommend

benchmark for online lenders. It offers relatively fast funding in the form of short-term loans and merchant cash advances with relaxed credit qualifications. The funding isn't cheap, but it's not absurdly expensive either, with rates coming in slightly under the median.

Michael B.

Jan 22, 2021

May or may not recommend

Working with George was actually a pleasurable experience , in the past i have dealt with other brokers and this time it was quite different. George made the process so easy with the way he explained things and worked with me regarding my present situation. He answered all my questions and even went the extra mile when the lender asked for more information and documents. through the whole process George ...Show More

Matt P.

Dec 5, 2020

May or may not recommend

Fora Financial Business Loans is a loan company that will go from $10,000 to $500,000 dollars for a loan. My family started a small business venture in which we needed a business loan of around $80,000 and made sure to pay it back as fast as possible One requires minimum revenue of $150,000 with a credit score of 50to 0 850. Once qualified the loans they offer are vast, Inventory, ...Show More

Anthony M.

Apr 17, 2018

May or may not recommend

John Donahue was great to work wth. I had heard a lot about high rates but in my case they were able to give me a decent rate and worked out great in the end.

Steve M.

Nov 28, 2017

May or may not recommend

Didn’t move forward with business financing but dealing with Fora was so easy! If I decide I need money in the future I’m definitely going to call them.

Anonymous

Oct 20, 2017

May or may not recommend

I knew that were a few options out there but I'm glad I contacted Fora first. This was also my first time applying for financing from a direct lender like Fora as opposed to a big bank but the whole reason why I contacted them is because I got rejected by several banks! My rep at fora took the time to understand by business needs and challenges before even talking ...Show More

Showing 9 of 9 reviews