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Last Updated: 06/21/2025

KeyBank Business Term Loans

from KeyBank

Last Updated: 06/21/2025

KeyBank logo
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Amount Range

Starting at $10,000

APR (Fixed APR)

N/A

Loan Term (Months)

N/A

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KeyBank Business Term Loans Review

KeyBank business loans is a business financing offering by KeyBank, based in Cleveland, OH. Founded in 2009, KeyBank offers access to small business loans in 50 states (and Washington, DC).

KeyBank business loans FAQ

What are KeyBank business loans rates?

KeyBank business loans offers a fixed APR business financing product but they do not disclose their rates.

Does KeyBank business loans charge an origination fee?

Yes, KeyBank business loans charges a loan origination fee .

Does KeyBank business loans charge prepayment fees?

Yes, KeyBank business loans may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from KeyBank business loans?

Business loan amounts start at $10,000 .

What do you need to qualify for KeyBank Business Term Loans?

KeyBank Business Term Loans requires companies to be in business for at least month
Applicants with a credit score of at least 550 and up to 850 may be eligible for KeyBank Business Term Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by KeyBank Business Term Loans.
To qualify, applicants may need to provide the following documentation:
  • Bank account information
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does KeyBank Business Term Loans report your account activity to credit bureaus?

Yes, KeyBank Business Term Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does KeyBank perform a hard credit pull?

Yes, KeyBank business loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Headquarters

127 Public Square
Cleveland, OH 44114
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