Skip to content
SuperMoney logo
SuperMoney logo
Business Loans
Advertiser Disclosure

Last Updated: 06/21/2025

Metro City Bank SBA Loans

in Business Loans from Metro City Bank

Last Updated: 06/21/2025

Metro City Bank logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Business Loans

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

N/A

Loan Term (Months)

Up to 120
Speech bubbles icon

Metro City Bank SBA Loans Review

Metro City bank is a business financing offering by Metro City Bank, based in Doraville, GA. Founded in 2014, Metro City Bank offers access to small business loans in 7 states across the USA.

Metro City bank FAQ

What are Metro City bank rates?

Metro City bank offers a fixed APR business financing product but they do not disclose their rates.

Does Metro City bank charge an origination fee?

Yes, Metro City bank charges a loan origination fee .

Does Metro City bank charge prepayment fees?

Yes, Metro City bank may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What is the maximum business loan term you can get with Metro City bank?

Metro City bank offers small business loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Metro City Bank SBA Loans?

Metro City Bank SBA Loans requires companies to be in business for at least month
Applicants with a credit score of at least 600 and up to 850 may be eligible for Metro City Bank SBA Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Metro City Bank SBA Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Metro City Bank SBA Loans report your account activity to credit bureaus?

Yes, Metro City Bank SBA Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Metro City Bank perform a hard credit pull?

Yes, Metro City bank performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5114 Buford Hwy
Doraville, GA 30340
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
9:00AM - 1:00PM

Other Services by Metro City Bank