Where does Mulligan Funding do business?

Mulligan Funding is a direct lender based in San Diego, CA. It was founded in 2008 and offers access to business loans in 50 states (and Washington, DC)..

Does Mulligan Funding charge an origination fee?

Yes, Mulligan Funding charges a loan origination fee. 

What limitations does Mulligan Funding set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. Mulligan Funding offers considers loan applications for the following reasons:

  • Equipment purchase
  • New location
  • Product or service expansion
  • Working capital
  • Business debt refinance

What types of business loans does Mulligan Funding offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Mulligan Funding provides access to the following business loan types:

  • Unsecured term loans

Does Mulligan Funding charge a late fee?

No, Mulligan Funding will not charge you a late fee. Yes, Mulligan Funding charges borrowers with a late payment fee.

Does Mulligan Funding charge prepayment fees?

No, Mulligan Funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Mulligan Funding?

Loan amounts start at $5,000 and go up to $500,000.

What is the maximum loan term you can get with Mulligan Funding?

Mulligan Funding offers business loans with terms ranging from 6 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Mulligan Funding?

Applicants with a credit score of at least 630 can apply for a loan via Mulligan Funding.

Mulligan Funding requires businesses to be in business for at least 9 months in business. Active duty servicemembers and their covered dependents are eligible to apply for a loan via Mulligan Funding. Its rates and terms fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

What is the estimated funding time for a business loan via Mulligan Funding?

Mulligan Funding can approve (or deny) a loan application within 24 hours and fund business loans within 1 business day of approval.

  • Credit Score Range
    630 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Months in Business
  • Minimum Revenue
  • Verification Documents Required?
    Proof of Insurance
  • No Prepayment Fee
  • Business Loan Type
    • ACH Cashflow Loan
    • Unsecured Term Loan
    • Line Of Credit
  • Intended Use of Funds
    • Business Debt Refinance
    • Equipment Purchase
    • Lease Improvements
    • New Location
    • Product or Service Expansion
    • Working Capital
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    Starting at 1
  • Pre-Approved Soft Credit Inquiry
  • Loan Amount
    $5000 - $500000
  • Loan Term Range (Months)
    6 - 36
  • Max Loan Term (Months)
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