Mulligan Funding

in Business Loans

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Mulligan Funding


in Business Loans

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Where does Mulligan Funding do business?

Mulligan Funding is a direct lender based in San Diego, CA. It was founded in 2008 and offers access to business loans in 50 states (and Washington, DC).

What are Mulligan Funding’s rates?

Mulligan Funding offers business loans with fixed APRs starting from 0% to 99%.

Does Mulligan Funding charge an origination fee?

Yes, Mulligan Funding charges a loan origination fee.

What limitations does Mulligan Funding set on the purpose of the loan?

Mulligan Funding considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Hiring
  • Inventory
  • New Location
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of business loans does Mulligan Funding offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Mulligan Funding provides access to the following business loan types:

  • Unsecured term loans
  • Lines of Credit
  • ACH Cashflow Loans

Does Mulligan Funding charge prepayment fees?

No, Mulligan Funding does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Mulligan Funding?

Loan amounts start at $5,000 and go up to $500,000.

What is the maximum loan term you can get with Mulligan Funding?

Mulligan Funding offers business loans with terms ranging from 6 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Mulligan Funding?

Applicants with a credit score of at least 630 can apply for a loan via Mulligan Funding. Mulligan Funding requires companies to be in business for at least 9 months. Businesses must have a minimum annual revenue of $8,400.

Only U.S. citizens and permanent residents can apply for a loan Mulligan Funding only considers borrowers who are employed or self-employed. To qualify, applicants may need to provide the following documentation:

  • Proof of Identity
  • Proof of Income
  • Proof of Insurance

What is the estimated funding time for a business loan via Mulligan Funding?

Mulligan Funding can approve (or deny) a loan application within 24 hours and fund business loans within 1 business day of approval.

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  • Headquarters
  •   4619 Viewridge Ave
    Suite C
    San Diego, CA 92123 USA
  •   Visit Site


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Fees
No Prepayment Fee
Credit Score Range
630 - 850
850 300 630
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Months in Business
Minimum Revenue
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Insurance
Dollar Amount
Loan Amount
$5K - $500K
    $25 $1M+
Loan Term (Months)
6 - 36
    1 360
0% - 99%
    0% 100%+

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