Pearl Capital is a direct lender based in New York, NY. It was founded in 2010 and offers access to business loans in 50 states (and Washington, DC)..
Yes, Pearl Capital charges a loan origination fee.
Some lenders only provide business loans for certain purposes. Pearl Capital offers considers loan applications for the following reasons:
Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Pearl Capital provides access to the following business loan types:
No, Pearl Capital will not charge you a late fee. Yes, Pearl Capital charges borrowers with a late payment fee.
Yes, Pearl Capital charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Applicants with a credit score of at least 300 can apply for a loan via Pearl Capital.
Pearl Capital requires businesses to be in business for at least 3 months in business. Active duty servicemembers and their covered dependents are eligible to apply for a loan via Pearl Capital. Its rates and terms fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
Pearl Capital can approve (or deny) a loan application within 1 hour and fund business loans within 1 business day of approval.
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