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  Pearl Capital

Pearl Capital

in Business Loans from Pearl Capital

Unaffiliated

Pearl Capital

Unaffiliated

in Business Loans from Pearl Capital

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Loan Amount N/A
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Loan Term N/A months

Pearl Capital Review

Where does Pearl Capital do business?

Pearl Capital is a business financing offering by Pearl Capital, based in New York, NY. Founded in 2010, Pearl Capital offers access to business loans in 50 states (and Washington, DC).

What are Pearl Capital’s rates?

Pearl Capital offers a business financing product but they do not disclose their rates.

Does Pearl Capital charge an origination fee?

Yes, Pearl Capital charges a loan origination fee.

What limitations does Pearl Capital set on the purpose of the loan?

Pearl Capital considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Lease Improvement
  • New Location
  • Product or Service Expansion

What types of business loans does Pearl Capital offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Pearl Capital provides access to the following business loan types:

  • ACH Cashflow Loans

Does Pearl Capital charge prepayment fees?

Yes, Pearl Capital charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Pearl Capital?

Pearl Capital requires companies to be in business for at least 3 months. Businesses don't have to meet a minimum annual revenue to be considered.

Applicants with a credit score of at least 300 and up to 850 are eligible for Pearl Capital.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Pearl Capital. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Pearl Capital. Permanent resident / green card holders are also eligible to apply.

What is the estimated funding time for a business loan via Pearl Capital?

Pearl Capital can approve (or deny) a loan application within 1 hour and fund business loans within 1 business day of approval.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   100 William Street
    Suite 900
    New York, NY 10038 USA
  •   Visit Site

About Pearl Capital

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Months in Business 3

Pearl Capital Community Reviews

 

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