Where does Pearl Capital do business?
Pearl Capital is a direct lender based in New York, NY. It was founded in 2010 and offers access to business loans in 50 states (and Washington, DC).
What are Pearl Capital’s rates?
Pearl Capital offers business loans with fixed APRs starting from % .
Does Pearl Capital charge an origination fee?
Yes, Pearl Capital charges a loan origination fee.
What limitations does Pearl Capital set on the purpose of the loan?
Pearl Capital considers loan applications for business purposes, such as:
- Business Debt Refinance
- Equipment Purchase
- New Location
- Product or Service Expansion
What types of business loans does Pearl Capital offer?
Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Pearl Capital provides access to the following business loan types:
- ACH Cashflow Loans
Does Pearl Capital charge prepayment fees?Yes, Pearl Capital charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Pearl Capital?
Applicants with a credit score of at least 300 can apply for a loan via Pearl Capital. Pearl Capital requires companies to be in business for at least 3 months.
Only U.S. citizens and permanent residents can apply for a loan Pearl Capital only considers borrowers who are employed or self-employed.
What is the estimated funding time for a business loan via Pearl Capital?
Pearl Capital can approve (or deny) a loan application within 1 hour and fund business loans within 1 business day of approval.
100 William Street
New York, NY 10038 USA
- Visit Site
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Military Dependent