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Last Updated: 06/21/2025

Regions Bank Business

in Business Loans from Regions Bank

Last Updated: 06/21/2025

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Highlights

Amount Range

Up to $6,250,000

APR (Fixed APR)

N/A

Loan Term (Months)

Up to 120
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Regions Bank Business Review

Regions business account is a business financing offering by Regions Bank, based in Huntsville, AL. Founded in 1873, Regions Bank offers access to small business loans in 50 states (and Washington, DC).

Regions business account FAQ

What are Regions business account rates?

Regions business account offers a fixed APR business financing product but they do not disclose their rates.

Does Regions business account charge an origination fee?

Yes, Regions business account charges a loan origination fee .

Does Regions business account charge prepayment fees?

Yes, Regions business account may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What is the maximum business loan term you can get with Regions business account?

Regions business account offers small business loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Regions Bank Business?

Regions Bank Business requires companies to be in business for at least month Businesses must have a minimum annual revenue of $100,000 to be considered.
Applicants with a credit score of at least 580 and up to 850 may be eligible for Regions Bank Business. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Regions Bank Business.
To qualify, applicants may need to provide the following documentation:
  • Bank account information
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Regions Bank Business report your account activity to credit bureaus?

Yes, Regions Bank Business reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Regions Bank perform a hard credit pull?

Yes, Regions business account performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

700 Airport Rd
Huntsville, AL 35802
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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