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Last Updated: 06/21/2025

Sprout Financial Term Loans

in Business Loans from Sprout Financial

Last Updated: 06/21/2025

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Highlights

Amount Range

$10,000 - $2,000,000

APR

0% - 99%(Verified 06/21/2024)

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Loan Term (Months)

N/A

Sprout Financial Term Loans Review

Sprout financial is a business financing offering by Sprout Financial, based in Phoenix, AZ. Founded in 2014, Sprout Financial offers access to small business loans in 50 states (and Washington, DC).

Sprout financial FAQ

What are Sprout financial rates?

Sprout financial offers a business financing product that ranges from 0% APR up to 99% APR.

Does Sprout financial charge an origination fee?

Yes, Sprout financial charges a loan origination fee .

Does Sprout financial charge prepayment fees?

No, Sprout financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Sprout financial?

Business loan amounts start at $10,000 and go up to $2,000,000.

What do you need to qualify for Sprout Financial Term Loans?

Sprout Financial Term Loans does not require borrowers to have been in business for a minimum number of years.

When it comes to credit scores, Sprout Financial Term Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sprout Financial Term Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Proof of identity

Does Sprout Financial perform a hard credit pull?

Yes, Sprout financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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5415 E High St

Phoenix, AZ 85054

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