Swift Capital

Out of Business

Swift Capital

in Business Loans from Swift Capital

Out of Business

Swift Capital

in Business Loans from Swift Capital

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Loan Amount $5,000 - $500,000
APR  (Fee-Based Product) 9.9% - 0%
Loan Term Up to 12 months

Swift Capital Review

Where does Swift Capital do business?

Swift Capital is a business financing offering by Swift Capital, a direct lender based in Brea, CA. Founded in 2014, Swift Capital offers access to business loans in 50 states (and Washington, DC).

What are Swift Capital’s rates?

This is a fee-based loan. This means borrowers pay a percentage of the loan balance as a fixed-fee instead of an ongoing APR. Swift Capital offers business loans with a finance charge ranging from % to % of the loan's amount.

The equivalent APR will vary depending on the terms. SuperMoney tried to run the numbers and a typical APR for this product ranges from 9.9% APR up to 0% APR.

Does Swift Capital charge an origination fee?

Yes, Swift Capital charges a loan origination fee of 1% to 2.5% of the loan amount. Swift Capital deducts the fee directly from your loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

What limitations does Swift Capital set on the purpose of the loan?

Swift Capital considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Lease Improvement
  • New Location
  • Product or Service Expansion
  • Working capital

What types of business loans does Swift Capital offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Swift Capital provides access to the following business loan types:

  • Merchant Cash Advances

Does Swift Capital charge prepayment fees?

No, Swift Capital does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Swift Capital?

Loan amounts start at $5,000 and go up to $500,000.

What is the maximum loan term you can get with Swift Capital?

Swift Capital offers business loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Swift Capital?

Swift Capital does not require borrowers to have been in business for a minimum number of years. Businesses must have a minimum annual revenue of $50,000 to be considered.

Applicants with a credit score of at least 500 and up to 850 are eligible for Swift Capital.

Swift Capital does not have or does not disclose a minimum annual income eligibility requirement.

What is the estimated funding time for a business loan via Swift Capital?

Swift Capital can provide a credit approval decision in less than an hour and fund the loan within 0 business day.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   330 E Lambert Road Suite 275
    Brea, CA 92821

About Swift Capital


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Origination Fee 1% - 2.5%
Credit Score Range 500 - 850
Minimum Revenue $50,000
Loan Amount $5K - $500K
Loan Term Up to 12
APR (Fee-Based Product) 9.9% - 0%

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