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Capital Bank N.A. (Company)
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Capital Bank N.A. (Company)

Mostly recommended22 total votesacross 3 products
13 users recommend
5 users are unsure
4 users don't recommend
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Capital Bank N.A. Review

Capital Bank N.A. was founded in 1999 and is based in Horsham, PA.
Learn more about Capital Bank N.A. and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Capital Bank N.A..

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Capital Bank N.A.

Capital Bank N.A., is a Maryland chartered commercial bank offering business and consumer banking services through branches in the greater Washington D.C. metropolitan area alongside two nationwide lending brands: Capital Bank Home Loans, our mortgage division, and the OpenSky® Secured Visa® Credit Card. Since opening in 1999 amid a banking contraction and industry-wide consolidation, we have defied the odds and demonstrated consistent high performance with double-digit asset growth in the past seven successive years. Today, as a subsidiary of Capital Bancorp, Inc., we are a publicly traded company with more than $1 billion in assets. Capital Bank is a member of the Federal Reserve Bank system, FDIC, and an Equal Housing Lender. Capital Bank’s personalized approach to business banking and the creative delivery of technology has helped fuel our continued growth. During all of our success, we have delivered meaningful client experiences by remaining true to a core operating principle: Think Big, Act Local.

Capital Bank provides the best of banking, the personalized experience of a community bank, and the sophisticated technology of a large bank. Our basic and interest-bearing accounts were designed to accommodate you, around the clock, wherever you are — with mobile banking on the go and 24/7 online banking with bill pay. From Money Market Accounts and competitive rate CDs to IRA’s, getting to see it all from your device makes it easy to deposit and move your money where you need it, when you need it. Purchase a home, refinance the home you’re in and put its equity to work for you — we’ll customize a financing solution that fits your terms and budget, without unexpected headaches or hassles.

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +41, or 3.8 on a 5-point rating scale.

+41

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Capital Bank N.A. Community Reviews

Would you recommend Capital Bank N.A. to your friends?

HW

Harry W.

Mar 12, 2024

May or may not recommend

Review for opensky® Plus Secured Visa® Credit Card

OpenSky Gold card. Very low credit balances (500) with no increases after several years. Then they charge a $60 a year fee for the card. Keep in mind my other cards have 5k and more credit limits. 743 credit score

DC

Dylan C.

Dec 16, 2023

May or may not recommend

Review for opensky® Plus Secured Visa® Credit Card

I love this credit card! Not only am I confident where I put my spending, I am excited to go in and make payments! It is so easy and stress free that it can be exciting to use! I will forever highly recommend OpenSky! In addition, the great customer service is also a plus!

BK

Bia K.

Dec 11, 2023

May or may not recommend

Review for opensky® Plus Secured Visa® Credit Card

its a good card for the new people coming to USA. it has low credit score requirement or no credit check which makes it the best option for low credit score users and new people.

Yetunde A. avatar image

Yetunde A.

Dec 5, 2023

May or may not recommend

Review for opensky® Plus Secured Visa® Credit Card

Know that the OpenSky® Plus Secured Visa® Credit Card is a suitable choice for individuals with limited or no credit history seeking a straightforward and cost-effective way to build their credit scores. Its lack of annual fees and reporting to all three major credit bureaus make it a viable option for those prioritizing credit-building. However, potential applicants should be aware of the card's high APR and lack of rewards or ...Show More

EM

Emily M.

Oct 26, 2023

May or may not recommend

Review for opensky® Plus Secured Visa® Credit Card

When I was younger and not as educated in maintaining a good credit score, this credit card came to my rescue. As with most credit building credit cards, they require a deposit. For instance, I deposited 1,200 USD. However, they offered me the 1,200 USD back. Furthermore, anyone with challenged credit knows a credit check can be a nightmare. But, with this credit card, they used the refundable deposit to ...Show More

Showing 5 of 22 reviews

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