Is Nine Torches the right fit for you?

1 more

Last Updated: 04/18/2025

Nine Torches

from LDF Holdings

Last Updated: 04/18/2025

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Mostly not recommended14 total votes

5 users recommend

9 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Key Takeaway 3

N/A

Amount Range

$300 - $1,200

Fee

N/A

Minimum Monthly Income

N/A

Number of Reviews

Nine Torches Review

Nine Torches is offered by LDF Holdings, a direct lender founded in 2012 and based in Lac Du Flambeau, WI. Nine Torches are available in 45 states and Washington, DC.

Nine Torches FAQ

What rates and fees does Nine Torches charge?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 780%

How much cash can you access from Nine Torches?

Advances start at $300 and go up to $1,200 depending on how much you qualify for.

What do you need to qualify for Nine Torches?

Nine Torches does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Nine Torches does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Nine Torches. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Nine Torches will consider you for their services.

To qualify, applicants may need to provide the following documentation:

Applicants must have an active and valid personal checking account
Proof of income
Proof of identity

Does Nine Torches run credit checks?

Yes, Nine Torches will check your credit when you apply for a cash advance.

What is the estimated funding time for a cash advance via Nine Torches?

Nine Torches will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is LDF Holdings a legit company?

LDF Holdings was founded in 2012, it is a well-established company that has been in business for 14 years. Nine Torches is mostly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

597 Peace Pipe Rd 2nd Floor

Lac Du Flambeau, WI 54538

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Email Support

Other Services by LDF Holdings

SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -29, or 2.4 on a 5-point rating scale.

-29

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Nine Torches Community Reviews

Would you recommend Nine Torches to your friends?

Kimberly J.

Sep 30, 2022

May or may not recommend

They are very understanding and nice and work well with you

Lamar R.

Jun 5, 2022

May or may not recommend

They help you out with what you need for hard times

Kick R.

May 5, 2022

May or may not recommend

They suck and they give out loans even though they don't have the authority to do it in certain states.

Jacqueline S.

Jul 27, 2021

May or may not recommend

I got the loan I was looking for without any problems.

Colin L.

Mar 31, 2021

May or may not recommend

It should be criminal to loan out $700 but possibly receive $3800 back. Good thing I paid off early but if I wasn’t able to I think it was $168 payment every two weeks. A total of 20 payments! For $700 @400% or whatever it was. Sadly it’s all “poor” people have as an option if they’re in a bind. So what does the company do? Take advantage as much ...Show More

Ben T.

Jun 23, 2020

May or may not recommend

Everything was clearly explained before signing agreement. And, no pesky payment reminders or gmails.

Yolanda D.

Apr 4, 2020

May or may not recommend

U people r ridiculous on repayment plan i dont even think its legal to charge so much

Jeffery T.

Mar 26, 2020

May or may not recommend

most expensive product in a very expensive market, the worst place to go unless you need short term money very fast.

Hope P.

Feb 10, 2020

May or may not recommend

I never signed any paperwork or did a phone interview and they deposited the money in my account and now making me pay it off ???? I highly DO NOT recommend it

Anonymous

Oct 24, 2019

May or may not recommend

I would recommend...We were in a major bind and needed cash Fast. They approved our need in minutes. Understanding the rates are at ridiculously high rates. Its Understood that At ANY time you can payoff Early-Minus 98% of the rate. If your That financially Inept that you Dont pay off the loan early- Avoiding those High rates, you shouldnt be borrowing money! Dont hate an industry for making money off ...Show More

Pier P.

Aug 26, 2019

May or may not recommend

Don't do it!! Just like other have side the interest is like 650%.

Remy O.

Jul 7, 2019

May or may not recommend

Overcharged for fees and expects u to pay back like 5x the loan amt

Elbeth M.

May 24, 2019

May or may not recommend

If you borrow o e thousand dollars they will charge you 6000,I know they did it to me

Karen H.

Apr 19, 2019

May or may not recommend

Payments are WAY too expensive! Look elsewhere for a better loan.

Showing 14 of 14 reviews

Nine Torches

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Highlights

Nine Torches Review

Nine Torches FAQ

What rates and fees does Nine Torches charge?

How much cash can you access from Nine Torches?

What do you need to qualify for Nine Torches?

Does Nine Torches run credit checks?

What is the estimated funding time for a cash advance via Nine Torches?

Is LDF Holdings a legit company?

Contact

Other Services by LDF Holdings

Nine Torches Community Reviews

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