1st Capital Bank Personal Certificates of Deposit Review

1st Capital Bank Personal Certificates of Deposit is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Certificates of Deposit is available in 1 state across the USA.

Are cd accounts from 1st Capital Bank federally insured?

Yes, your 1st Capital Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does 1st Capital Bank offer?

• Traditional

What APY does 1st Capital Bank offer on its CDs?

What is the minimum deposit to open a CD account with 1st Capital Bank?

1st Capital Bank Personal Certificates of Deposit requires a minimum initial deposit of $2,500 to open an account.

What types of early withdrawal penalties does 1st Capital Bank Personal Certificates of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

1st Capital Bank does not charge an early withdrawal fee.