Affinity Plus Federal Credit Union Certificate Builder Review

Affinity Plus Federal Credit Union Certificate Builder is offered by Affinity Federal Credit Union, a credit union founded in 1935 and based in Basking Ridge, NJ. Affinity Plus Federal Credit Union Certificate Builder is offered in 2 states across the USA.

Are cd accounts from Affinity Federal Credit Union federally insured?

Yes, your Affinity Federal Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Affinity Federal Credit Union offer?

• IRA
• Traditional

What APY does Affinity Federal Credit Union offer on its CDs?

Affinity Plus Federal Credit Union Certificate Builder offers an APY of 0.85% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with Affinity Federal Credit Union?

Affinity Plus Federal Credit Union Certificate Builder requires a minimum initial deposit of $100 to open an account.

What types of early withdrawal penalties does Affinity Plus Federal Credit Union Certificate Builder charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Affinity Federal Credit Union does not charge an early withdrawal fee.

Affinity Federal Credit Union does not seem to charge any of the fees we track.