Alliant Credit Union Certificate Reviews (Sep. 2020) | CD Accounts

Highlights
Minimum Initial Deposit	$1,000
Deposit Term	12 months 13 months 15 months 16 months 18 months 2 years 3 years 4 years 5 years
APY (Annual Percentage Yield)	0.8% - 0.9%

Alliant Credit Union Certificate Review

Alliant Credit Union Certificate is offered by Alliant Credit Union, a credit union founded in 1935 and based in Chicago, IL. Alliant Credit Union Certificate is available in 50 states (and Washington, DC).

Alliant Credit Union Certificate FAQ

Are cd accounts from Alliant Credit Union federally insured?

Yes, your Alliant Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Alliant Credit Union offer?

IRA
Jumbo
Traditional

What APY does Alliant Credit Union offer on its CDs?

Alliant Credit Union Certificate offers an APY starting at 0.8% and ranging up to 0.9% (APY stands for annual percentage yield, rates may change).

What types of terms does Alliant Credit Union Certificate offer?

Alliant Credit Union offers CD terms of the following lengths:

Alliant Credit Union Certificate Rates & Terms
Description
APY (Annual Percentage Yield)	0.8% - 0.9%
APY Type	Fixed APY
3-Month APY	N/A
6-Month APY	N/A
11-Month APY	N/A
12-Month APY	0.8%
2-Year APY	0.8%
3-Year APY	0.85%
4-Year APY	0.9%
5-Year APY	0.9%
7-Year APY	N/A

What is the minimum deposit to open a CD account with Alliant Credit Union?

Alliant Credit Union Certificate requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Alliant Credit Union Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Alliant Credit Union does not charge an early withdrawal fee.

Alliant Credit Union Certificate Fees
Description
Annual Fee	N/A
Transfer Fee	N/A
Rollover Fee	N/A
Early Withdrawal Fee Amount	N/A

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.