Alliant Credit Union Certificate Review

Alliant Credit Union Certificate is offered by Alliant Credit Union, a credit union founded in 1935 and based in Chicago, IL. Alliant Credit Union Certificate is available in 50 states (and Washington, DC).

Are cd accounts from Alliant Credit Union federally insured?

Yes, your Alliant Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Alliant Credit Union offer?

• IRA
• Jumbo
• Traditional

What APY does Alliant Credit Union offer on its CDs?

Alliant Credit Union Certificate offers an APY starting at 2.35% and ranging up to 2.95% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What is the minimum deposit to open a CD account with Alliant Credit Union?

Alliant Credit Union Certificate requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Alliant Credit Union Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Alliant Credit Union does not charge an early withdrawal fee.