America First Credit Union Flexible Certificate Account Review

America First Credit Union Flexible Certificate Account is offered by America First Credit Union, a credit union founded in 1985 and based in Salt Lake City, UT. America First Credit Union Flexible Certificate Account is available in 4 states across the USA.

Are cd accounts from America First Credit Union federally insured?

Yes, your America First Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does America First Credit Union offer?

• Liquid
• Traditional

What APY does America First Credit Union offer on its CDs?

America First Credit Union Flexible Certificate Account offers an APY of 2.05% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What is the minimum deposit to open a CD account with America First Credit Union?

America First Credit Union Flexible Certificate Account requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does America First Credit Union Flexible Certificate Account charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

America First Credit Union does not charge an early withdrawal fee.