Institution Type

Direct Lender

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Financial Technology Company

Bank

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About

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

NMLS #

Annual Revenue

FDIC Insured

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New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

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Moscow (Moscow Time)

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Manila (Philippine time)

Generic Contact Email

FDIC Certificate Number

Limited Liability Company (LLC)
Incorporation (Inc.)
Corporation - C Corp (Corp.)
Corporation- S Corp  (Corp.)
Corporation- B Corp (Corp.)
Corporation - Nonprofit (Corp.)
Sole Proprietorship
Partnerships

Business Structure

Limited Liability Company (LLC)

Corporation - Nonprofit

Corporation - C Corp

Corporation - B Corp

Corporation - S Corp

Partnership

Sole Proprietorship

Stock Symbol

IPO Launch Date

Number of Shares at IPO

Price per Share at IPO

Message From Our Editor

Deposit Insurance

Member FDIC

Member SIPC

Insured by NCUA

Annual Fee

No Early Withdrawal Fee

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

CD Accounts

Variable Rate

Adjustable Rate

Traditional

Bump Up

Liquid

Jumbo

Callable

Foreign Currency

APY (Annual Percentage Yield)

3-Month APY

6-Month APY

12-Month APY

18-Month APY

2-Year APY

3-Year APY

4-Year APY

5-Year APY

10-year APY

Certificate Term

3 months

6 months

12 months

2 years

3 years

4 years

5 years

17 months

20 months

7 months

23 months

10 months

5 months

182 days

4 Months

2 months

14 Months

11 months

18 months

1 month

9 months

13 months

15 months

16 months

7 years

28 months

42 months

30 months

19 months

39 months

58 months

37 months

59 months

10 years

25 months

31 months

43 months

49 months

55 months

61 months

6 years

27 months

Minimum Opening Deposit

Bank of America was founded in 1784 and is based in Charlotte, NC.

Learn more about Bank of America and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Bank of America.

Disclaimer

Certificate of Deposits are a great way to start on safe investment because they yield higher interest than a regular savings account. The minimum needed is $10,000 and choosing the 13-month option can help you earn the highest interest. However, this is only good for those who have money they are not using and want to put it aside to let the money build over time. The bank will notify you through email when you are allowed to withdraw or deposit funds into the CD. I think everyone should consider putting their money into a CD to start saving up for retirement. 

Secure your savings with the best CD accounts. Compare top-rated certificates of deposit offering competitive rates and terms to help your money grow safely.

Best CD Accounts for <span class="desktop-bold">August 2026</span>

 Bank of America are offered by , founded in 1784 and based in Charlotte, NC. Bank of America are available in states.

Bank of America   are   offered   by ,        founded in 1784 and based in Charlotte, NC.    Bank of America     are     available in      states.

 No, your CD accounts are not insured by a federal insurance agency. This means that if were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF. 

No, your  CD accounts are not insured by a federal insurance agency. This means that if  were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What is the grace period for Bank of America?

What is the grace period for  Bank of America?

 Bank of America does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

Bank of America does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the  grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does charge?

What types of fees, such as early withdrawal penalties, does  charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends. 

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