Bethpage Federal Credit Union 39-Month Bump Up Certificate Review

Bethpage Federal Credit Union is a credit union based in Bethpage, NY. It was founded in 1941 and offers banking services in 50 states (and Washington, DC).

Is Bethpage Federal Credit Union 39-Month Bump Up Certificate insured by the FDIC?

Bethpage Federal Credit Union 39-Month Bump Up Certificate is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Bethpage Federal Credit Union 39-Month Bump Up Certificate were to fall into financial difficulties.

What types of CDs does Bethpage Federal Credit Union offer?

• Bump Up
• Traditional

What APY does Bethpage Federal Credit Union offer on its CDs?

Bethpage Federal Credit Union 39-Month Bump Up Certificate offers an APY of 2.55% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What is the minimum deposit to open a CD account with Bethpage Federal Credit Union?

Bethpage Federal Credit Union 39-Month Bump Up Certificate requires a minimum initial deposit of $50 to open an account.

What types of early withdrawal penalties does Bethpage Federal Credit Union 39-Month Bump Up Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Bethpage Federal Credit Union does not charge an early withdrawal fee.