Capital One 360 CD Reviews (Nov. 2020) | CD Accounts

Highlights
Minimum Initial Deposit	$0
Deposit Term	6 months 9 months 12 months 18 months 2 years 3 years 4 years 5 years
APY (Annual Percentage Yield)	0.5% - 1.3%

Capital One 360 CD Review

Capital One 360 CD is offered by Capital One, a bank founded in 1933 and based in McLean, VA. Capital One 360 CD is available in 50 states (and Washington, DC).

Capital One 360 CD FAQ

Are cd accounts from Capital One federally insured?

Yes, your Capital One cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Capital One offer?

IRA
Jumbo
Traditional

What APY does Capital One offer on its CDs?

Capital One 360 CD offers an APY starting at 0.5% and ranging up to 1.3% (APY stands for annual percentage yield, rates may change).

What types of terms does Capital One 360 CD offer?

Capital One offers CD terms of the following lengths:

Capital One 360 CD Rates & Terms
Description
APY (Annual Percentage Yield)	0.5% - 1.3%
APY Type	Fixed APY
3-Month APY	N/A
6-Month APY	0.5%
11-Month APY	N/A
12-Month APY	1%
2-Year APY	1.1%
3-Year APY	1.2%
4-Year APY	1.2%
5-Year APY	1.3%
7-Year APY	N/A

What is the minimum deposit to open a CD account with Capital One?

Capital One 360 CD does not require a minimum initial deposit.

What types of early withdrawal penalties does Capital One 360 CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Capital One does not charge an early withdrawal fee.

Capital One 360 CD Fees
Description
Annual Fee	N/A
Transfer Fee	N/A
Rollover Fee	N/A
Early Withdrawal Fee Amount	N/A

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