CIT Bank RampUp CD

in CD Accounts from CIT Bank · Member FDIC

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CIT Bank RampUp CD


in CD Accounts from CIT Bank · Member FDIC

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Minimum Initial Deposit $25,000
Deposit Term
  • 3 years
  • 4 years
APY (Annual Percentage Yield) 1.25%

CIT Bank RampUp CD Review

CIT Bank RampUp CD is offered by CIT Bank, a bank founded in 2000 and based in Salt Lake City, UT. CIT Bank RampUp CD is available in 50 states (and Washington, DC).

CIT Bank RampUp CD FAQ

Are cd accounts from CIT Bank federally insured?

Yes, your CIT Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58978). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does CIT Bank offer?

  • Bump Up
  • Traditional

What APY does CIT Bank offer on its CDs?

CIT Bank RampUp CD offers an APY of 1.25% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What types of terms does CIT Bank RampUp CD offer?

CIT Bank offers CD terms of the following lengths:
CIT Bank RampUp CD Rates & Terms
APY (Annual Percentage Yield) 1.25%
APY Type Fixed APY
3-Month APY N/A
6-Month APY N/A
11-Month APY N/A
12-Month APY N/A
2-Year APY N/A
3-Year APY 1.25%
4-Year APY 1.3%
5-Year APY N/A
7-Year APY N/A

What is the minimum deposit to open a CD account with CIT Bank?

CIT Bank RampUp CD requires a minimum initial deposit of $25,000 to open an account.

What types of early withdrawal penalties does CIT Bank RampUp CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

CIT Bank does not charge an early withdrawal fee.

CIT Bank RampUp CD Fees
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $25,000
Grace Period for Account Changes 10 days
3-Year APY 1.25%
4-Year APY 1.3%
APY (Annual Percentage Yield) 1.25%
CD Accounts
  • Bump Up
  • Traditional

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CIT Bank CD Accounts