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  Citizens National Bank CD

Citizens National Bank CD

in CD Accounts from Citizens National Bank · fdic

Unaffiliated

Citizens National Bank CD

Unaffiliated

in CD Accounts from Citizens National Bank · Member FDIC

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Highlights
Minimum Opening Deposit Starting at $2,500
Certificate Term
  • 5 years
  • 1 month
APY (Annual Percentage Yield) N/A

Citizens National Bank CD Review

Citizens National Bank CD is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank CD is available in 50 states (and Washington, DC).

Key Takeaways
  • Only one CD account type available. Citizens National Bank CD only offers traditional CD accounts.
  • High minimum deposit. You must deposit a minimum of $2,500, which is high compared to most CD accounts.
  • Limited selection of CD terms. Citizens National Bank CD only offers two CD terms. This limits your options when trying to set up a CD ladder.
Pros & Cons of Citizens National Bank CD
Pros Cons
  • FDIC insured.
  • Available in all 50 states.
  • No charge on incoming domestic or international wire transfers.
  • Poor selection of CD terms.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD.
Citizens National Bank CD FAQ

Are cd accounts from Citizens National Bank federally insured?

Yes, your Citizens National Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Citizens National Bank offer?

Citizens National Bank CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does Citizens National Bank offer on its CDs?

What terms does Citizens National Bank CD offer?

Citizens National Bank offers CD terms of the following lengths:
Citizens National Bank CD Rates & Terms
Description

What is the minimum deposit to open a CD account with Citizens National Bank?

Citizens National Bank CD requires a minimum deposit of $2,500 to open an account.

What is the grace period for Citizens National Bank CD?

Citizens National Bank CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Citizens National Bank CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Citizens National Bank does not charge an early withdrawal fee.

Citizens National Bank does not seem to charge any of the fees we track.

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $2,500
CD Accounts Traditional
Certificate Term
  • 5 years
  • 1 month

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