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  Ent Credit Union My Savings Builder Certificate

Ent Credit Union My Savings Builder Certificate

in CD Accounts from Ent Credit Union · ncua

Unaffiliated

Ent Credit Union My Savings Builder Certificate

Unaffiliated

in CD Accounts from Ent Credit Union · Insured by NCUA

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Highlights
Minimum Opening Deposit Starting at $25
Certificate Term 6 months
APY (Annual Percentage Yield) 0.69%

Ent Credit Union My Savings Builder Certificate Review

Ent Credit Union My Savings Builder Certificate is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent Credit Union My Savings Builder Certificate is available in 1 state across the USA.

Key Takeaways
  • Only one CD account type available. Ent Credit Union My Savings Builder Certificate only offers traditional CD accounts.
  • Very high APY. This account offers an annual percentage yield of up to 0.69%, which is much higher than the national average for a certificate account.
  • Small minimum initial deposit. You only need $25 to open an account.
  • Limited selection of CD terms. Ent Credit Union My Savings Builder Certificate only offers one CD terms. This limits your options when trying to set up a certificate ladder.
Pros & Cons of Ent Credit Union My Savings Builder Certificate
Pros Cons
  • Insured by NCUA.
  • High-dividend yield
  • No charge on incoming domestic or international wire transfers.
  • Only available in one state.
  • Poor selection of certificate terms.
  • There isn't a no-penalty certificate option.
  • Does not offer an IRA CD.
Ent Credit Union My Savings Builder Certificate FAQ

Are cd accounts from Ent Credit Union federally insured?

Yes, your Ent Credit Union cd accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Ent Credit Union offer?

Ent Credit Union My Savings Builder Certificate provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does Ent Credit Union offer on its CDs?

The CD rates for this account have an APY of0.69% (APY stands for annual percentage yield, rates may change).

What terms does Ent Credit Union My Savings Builder Certificate offer?

Ent Credit Union offers CD terms of the following lengths:
Ent Credit Union My Savings Builder Certificate Rates & Terms
Description
6-Month APY 0.69%
APY (Annual Percentage Yield) 0.69%

What is the minimum deposit to open a CD account with Ent Credit Union?

Ent Credit Union My Savings Builder Certificate requires a minimum deposit of $25 to open an account.

What is the grace period for Ent Credit Union My Savings Builder Certificate?

There is a 6-day grace period for Ent Credit Union My Savings Builder Certificate. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 6-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Ent Credit Union My Savings Builder Certificate charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Ent Credit Union does not charge an early withdrawal fee.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Ent Credit Union

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View all cd accounts offered by Ent Credit Union

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

Minimum Opening Deposit Starting at $25
6-Month APY 0.69%
APY (Annual Percentage Yield) 0.69%
CD Accounts Traditional
Grace Period for Account Changes 6 days
Certificate Term 6 months

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