Exchange Bank of California Certificates of Deposit Review

Exchange Bank of California Certificates of Deposit is offered by Exchange Bank of California, a bank founded in 1890 and based in Santa Rosa, CA. Exchange Bank of California Certificates of Deposit is available in 1 state across the USA.

Are cd accounts from Exchange Bank of California federally insured?

Yes, your Exchange Bank of California cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8468). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Exchange Bank of California offer?

• Traditional
• IRA

What APY does Exchange Bank of California offer on its CDs?

Exchange Bank of California Certificates of Deposit offers an APY starting at 0.1% and ranging up to 0.31% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with Exchange Bank of California?

Exchange Bank of California Certificates of Deposit requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Exchange Bank of California Certificates of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Exchange Bank of California does not charge an early withdrawal fee.

Exchange Bank of California does not seem to charge any of the fees we track.