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  HSBC Bank USA Direct CD

HSBC Bank USA Direct CD

in CD Accounts from HSBC Bank USA

Claimed

HSBC Bank USA Direct CD

Claimed

in CD Accounts from HSBC Bank USA

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Minimum Deposit $1,000
APY 0.75% - 1.3%

HSBC Bank USA Direct CD Review

HSBC Bank USA is based in New York, NY. It was founded in 1865 and offers banking services in 50 states (and Washington, DC).

Is HSBC Bank USA Direct CD insured by the FDIC?

Certificate deposits invested with HSBC Bank USA are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures up to $250k in CDs per accountholder.

What types of CDs does HSBC Bank USA offer?

  • IRA
  • Jumbo
  • Traditional

What APY does HSBC Bank USA offer on its CDs?

HSBC Bank USA Direct CD offers an APY starting at 0.75% and ranging up to 1.3% (APY stands for annual percentage yield, rates may change).

What types of terms does HSBC Bank USA Direct CD offer?

HSBC Bank USA offers CD terms of the following lengths:
HSBC Bank USA Direct CD Rates & Terms
Description
APY 0.75% - 1.3%
APY Type Fixed APY
3-Month APY N/A
6-Month APY 0.75%
11-Month APY N/A
12-Month APY 0.95%
2-Year APY 1.3%
3-Year APY N/A
4-Year APY N/A
5-Year APY N/A

What is the minimum deposit to open a CD account with HSBC Bank USA?

HSBC Bank USA Direct CD requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does HSBC Bank USA Direct CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

HSBC Bank USA does not charge an early withdrawal fee.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Account Changes 10
Minimum Deposit $1,000
APY 0.75% - 1.3%
6-Month APY 0.75%
12-Month APY 0.95%
2-Year APY 1.3%
CD Accounts
  • IRA
  • Jumbo
  • Traditional

HSBC Bank USA Direct CD Community Reviews

 
 

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