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  HSBC Bank Certificates of Deposit

HSBC Bank Certificates of Deposit

in CD Accounts from HSBC Bank USA · Member fdic

Claimed

HSBC Bank Certificates of Deposit

Claimed

in CD Accounts from HSBC Bank USA · Member FDIC

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Community Rating

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Minimum Initial Deposit $1,000
Deposit Term
  • 6 months
  • 12 months
  • 2 years
APY (Annual Percentage Yield) 0.3% - 0.4%

HSBC Bank Certificates of Deposit Review

HSBC Bank Certificates of Deposit is offered by HSBC Bank USA, a bank founded in 1865 and based in New York, NY. HSBC Bank Certificates of Deposit is available in 50 states (and Washington, DC).

HSBC Bank Certificates of Deposit FAQ

Are cd accounts from HSBC Bank USA federally insured?

Yes, your HSBC Bank USA cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57890). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does HSBC Bank USA offer?

  • Traditional

What APY does HSBC Bank USA offer on its CDs?

HSBC Bank Certificates of Deposit offers an APY starting at 0.3% and ranging up to 0.4% (APY stands for annual percentage yield, rates may change).

What types of terms does HSBC Bank Certificates of Deposit offer?

HSBC Bank USA offers CD terms of the following lengths:
HSBC Bank Certificates of Deposit Rates & Terms
Description
11-Month APY N/A
2-Year APY 0.4%
3-Month APY N/A
3-Year APY N/A
4-Year APY N/A
5-Year APY N/A
6-Month APY 0.3%
7-Year APY N/A
APY Type Fixed APY
12-Month APY 0.4%
APY (Annual Percentage Yield) 0.3% - 0.4%

What is the minimum deposit to open a CD account with HSBC Bank USA?

HSBC Bank Certificates of Deposit requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does HSBC Bank Certificates of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

HSBC Bank USA does not charge an early withdrawal fee.

HSBC Bank Certificates of Deposit Fees
Description
Annual Fee N/A
Early Withdrawal Fee Amount N/A
Rollover Fee N/A
Transfer Fee N/A
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Contact

  • Headquarters
  •   425 Fifth Avenue
    New York, NY 10018
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 4:00pm
  • Tuesday 10:00am - 4:00pm
  • Wednesday 10:00am - 4:00pm
  • Thursday 10:00am - 4:00pm
  • Friday 10:00am - 4:00pm
  • Saturday 9:00am - 1:00pm

Other Services by HSBC Bank USA

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $1,000
Grace Period for Account Changes 10 days
2-Year APY 0.4%
6-Month APY 0.3%
12-Month APY 0.4%
APY (Annual Percentage Yield) 0.3% - 0.4%
CD Accounts Traditional

HSBC Bank Certificates of Deposit Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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