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  HSBC Bank USA Direct CD

HSBC Bank USA Direct CD

in CD Accounts from HSBC Bank USA

Claimed

HSBC Bank USA Direct CD

Claimed

in CD Accounts from HSBC Bank USA

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user doesn't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Minimum Deposit $1,000
APY 0.75% - 1.3%
Deposit Term
  • 6 months
  • 12 months
  • 2 years

HSBC Bank USA Direct CD Review

HSBC Bank USA Direct CD is offered by HSBC Bank USA, a bank founded in 1865 and based in New York, NY. HSBC Bank USA Direct CD is offered in 50 states (and Washington, DC).

Are cd accounts from HSBC Bank USA federally insured?

Yes, your HSBC Bank USA cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57890). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does HSBC Bank USA offer?

  • IRA
  • Jumbo
  • Traditional

What APY does HSBC Bank USA offer on its CDs?

HSBC Bank USA Direct CD offers an APY starting at 0.75% and ranging up to 1.3% (APY stands for annual percentage yield, rates may change).

What types of terms does HSBC Bank USA Direct CD offer?

HSBC Bank USA offers CD terms of the following lengths:
HSBC Bank USA Direct CD Rates & Terms
Description
APY 0.75% - 1.3%
APY Type Fixed APY
3-Month APY N/A
6-Month APY 0.75%
11-Month APY N/A
12-Month APY 0.95%
2-Year APY 1.3%
3-Year APY N/A
4-Year APY N/A
5-Year APY N/A

What is the minimum deposit to open a CD account with HSBC Bank USA?

HSBC Bank USA Direct CD requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does HSBC Bank USA Direct CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

HSBC Bank USA does not charge an early withdrawal fee.

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Contact

  • Headquarters
  •   425 Fifth Avenue
    New York, NY 10018 USA
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:30am - 5:00pm
  • Saturday 9:00am - 1:00pm

Other Services by HSBC Bank USA

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Account Changes 10
Minimum Deposit $1,000
APY 0.75% - 1.3%
6-Month APY 0.75%
12-Month APY 0.95%
2-Year APY 1.3%
CD Accounts
  • IRA
  • Jumbo
  • Traditional

HSBC Bank USA Direct CD Community Reviews

 

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