
in CD Accounts from Members First Credit Union of Florida · ncua
UnaffiliatedMembers First CU Florida Youth Certificate
in CD Accounts from Members First Credit Union of Florida · Insured by NCUA
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Minimum Opening Deposit | Starting at $0 |
Certificate Term | 3 months |
APY (Annual Percentage Yield) | 0.25% |
Members First CU Florida Youth Certificate Review
Members First CU Florida Youth Certificate is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First CU Florida Youth Certificate is available in 1 state across the USA.
- Only one CD account type available. Members First CU Florida Youth Certificate only offers traditional CD accounts.
- Very high APY. This account offers an annual percentage yield of up to 0.25%, which is much higher than the national average for a certificate account.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Limited selection of CD terms. Members First CU Florida Youth Certificate only offers one CD terms. This limits your options when trying to set up a certificate ladder.
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Are cd accounts from Members First Credit Union of Florida federally insured?
Yes, your Members First Credit Union of Florida cd accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What types of CDs does Members First Credit Union of Florida offer?
Members First CU Florida Youth Certificate provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.
What CD rates does Members First Credit Union of Florida offer on its CDs?
The CD rates for this account have an APY of0.25% (APY stands for annual percentage yield, rates may change).
What terms does Members First CU Florida Youth Certificate offer?
Members First Credit Union of Florida offers CD terms of the following lengths:Description | |
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3-Month APY | 0.25% |
APY (Annual Percentage Yield) | 0.25% |
What is the minimum deposit to open a CD account with Members First Credit Union of Florida?
Members First CU Florida Youth Certificate does not require a minimum deposit.
What is the grace period for Members First CU Florida Youth Certificate?
There is a 10-day grace period for Members First CU Florida Youth Certificate. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does Members First CU Florida Youth Certificate charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.
Members First Credit Union of Florida does not charge an early withdrawal fee.
Message From Members First CU Florida Youth Certificate
Contact
- Headquarters
-
P.O. Box 12983
Pensacola, FL 32591 - Visit Site
- Email Support
Other Services by Members First Credit Union of Florida
Availability
Feature Breakdown
3-Month APY | 0.25% |
APY (Annual Percentage Yield) | 0.25% |
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