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Last Updated: 04/18/2025

Nationwide Certificates of Deposit

from Axos Bank

Last Updated: 04/18/2025

Strongly recommended12 total votes

10 users recommend

2 users are unsure

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Highlights

Community Rating

Strongly recommended

APY (Annual Percentage Yield)

0.2% - 4.75%(Verified 06/21/2024)

Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $500

Certificate Term

3 months
6 months
9 months
12 months
18 months
2 years
3 years
4 years
5 years

Number of Reviews

Nationwide Certificates of Deposit Review

Nationwide Certificates of Deposit are offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Nationwide Bank CD are available in 48 states and Washington, DC.

Key Takeaways

Only one CD type available. Nationwide Bank CD only offers traditional CD accounts.
Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.75%, which is much higher than the national average for a CD account.
$500 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
Wide selection of CD terms. Nationwide Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Pros & Cons of Nationwide Certificates of Deposit

Pros

Cons

CDs are insured up to FDIC limits.
Multiple CD terms available.
Available in 48 states and Washington, DC.
High-interest yield.

There isn't a no-penalty CD option.
Does not offer an IRA CD.

Nationwide Certificates of Deposit FAQ

Are CD from Axos Bank federally insured?

Yes, your Axos Bank CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Axos Bank offer?

Nationwide Bank CD provides the following types of CDs.

Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.

What rates does Axos Bank offer on its CDs?

Nationwide Bank CD offers an APY starting at 0.2% and ranging up to 4.75%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does Nationwide Bank CD offer?

Axos Bank offers CD terms of the following lengths:

Nationwide Certificates of Deposit Rates & Terms

Description

Certificate Term

3 months
6 months
9 months
12 months
18 months
2 years
3 years
4 years
5 years

3-Month APY

0.2%

12-Month APY

4.75%

APY (Annual Percentage Yield)

0.2% - 4.75%

6-Month APY

0.2%

2-Year APY

0.2%

3-Year APY

0.2%

4-Year APY

0.2%

5-Year APY

0.2%

18-Month APY

2.85%

9-Month APY

0.2%

What is the minimum deposit to open a CD account with Axos Bank?

Nationwide Bank CD require a minimum deposit of $500 to open an account.

What is the grace period for Nationwide Bank CD?

There is a 10-day grace period for Nationwide Bank CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Axos Bank charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.

Axos Bank charges an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Nationwide Bank CD

Grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and absolutely no market risk. Plus your deposits are FDIC-insured up to the maximum allowable limits. Offering the flexibility of 3 to 60 month terms, you can receive a larger return with a minimum deposit of $500 into a safe, FDIC-insured CD.

Contact

Headquarters

4350 La Jolla Village Drive

Suite 140

San Diego, CA 92122

Visit Site

Email Support

Hours of Operation

Sunday

12:00AM - 12:00AM

Monday

12:00AM - 12:00AM

Tuesday

12:00AM - 12:00AM

Wednesday

12:00AM - 12:00AM

Thursday

12:00AM - 12:00AM

Friday

12:00AM - 12:00AM

Saturday

12:00AM - 12:00AM

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Other CD Accounts from Axos Bank

Axos Bank Certificates of Deposit

Rating not yet determined

2 reviews

APY (Annual Percentage Yield)

0.20%

Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $1K

Certificate Term

3 months
6 months
12 months

2 years
3 years
4 years
5 years

Visit Site

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +83, or 4.7 on a 5-point rating scale.

+83

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Nationwide Certificates of Deposit Community Reviews

Would you recommend Nationwide Certificates of Deposit to your friends?

Neha S.

Jul 3, 2023

May or may not recommend

The short-term investment option for my savings. They offers competitive interest rates that allow my money to grow during this time period. The CD provides good interest rates for 1 year.

Mark P.

Feb 3, 2023

May or may not recommend

Nationwide's 1-year CD rate is competitive, but most of its other rates are lower than what you'll find at other online banks.

D M.

Jan 21, 2023

May or may not recommend

Nationwide is on your side is exactly how I feel when I opened an account with this company. They have so much to offer their customers

Rosa F.

Nov 12, 2022

May or may not recommend

I would recommend NATIONWIDE because is available in 48 states and is open 24/7. This bank is great for travelers.

Celeste S.

Nov 10, 2022

May or may not recommend

The first thing the website promotes is for a 12 month CD followed by all the perks and requirements when opening an account. The screenshot of what your account will look like when you sign up with Nationwide is helpful. The layout is user friendly and easy to follow. I like the testimonials on the site because it encourages other to open an account. I wish there was a 'Contact' ...Show More

Venus R.

Oct 23, 2022

May or may not recommend

National is a great company for starters with great payment optiond!

Debby T.

Oct 19, 2022

May or may not recommend

I highly recommend Nationwide Certificate of Deposit. One feature that definitely sets them apart uniquely from all other banks is their high APY rate. Minimum opening deposit starts at $500 which is affordable, they also offer wide selection of CD terms from a range of 3 months to 5 years. Try out this CD account!

Rachiel G.

Oct 16, 2022

May or may not recommend

I would extremely recommend Nationwide Certificates of Deposit CD Accounts because they are very competitive among others. But I am not sure and I have no idea how they will gonna return the interest rate. And the minimum of $500 dollars you can get which is not bad at all.

Santosh S.

Oct 12, 2022

May or may not recommend

I would definitely recommend Nationwide Certificates of Deposit CD Accounts by Axos bank. The APY is higher than average which is 2.85%, and it is FDIC insured. Shining on other pros of the bank, the bank is nationally accredited bank with a worth of 14 billion dollars with all the features a normal bank has. Their features include-Mobile banking, Free mobile deposit, online bill pay, No hassle switch kit. I'm ...Show More

Sana F.

Sep 28, 2022

May or may not recommend

I recommend this because it offers 10 CD options from 3 months to 5 years, with a minimum of 500 dollars deposit you can get it. Their customer service is really good and helpful. It's available in 48 states the only things which is missing is that it doesn't offer IRA CD.

O E.

Sep 26, 2022

May or may not recommend

Nationwide Certificate of Deposit leaves offers a very competitive interest rate. I will definitely recommend to friends.

Tayonna P.

Sep 21, 2022

May or may not recommend

I honestly do not like that Nationwide Certificates of Deposit CD Accounts does not offer IRA CD's but overall I think it is a good service and I would still recommend using.

Showing 12 of 12 reviews