Patelco Credit Union CD Review

Patelco Credit Union CD is offered by Patelco Credit Union, a credit union founded in 1936 and based in Pleasanton, CA. Patelco Credit Union CD is available in 1 state across the USA.

Are cd accounts from Patelco Credit Union federally insured?

Yes, your Patelco Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Patelco Credit Union offer?

• IRA
• Traditional

What APY does Patelco Credit Union offer on its CDs?

Patelco Credit Union CD offers an APY starting at 0.25% and ranging up to 1.40% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with Patelco Credit Union?

Patelco Credit Union CD requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Patelco Credit Union CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Patelco Credit Union does not charge an early withdrawal fee.