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  Patelco Credit Union CD

Patelco Credit Union CD

in CD Accounts from Patelco Credit Union

Unaffiliated

Patelco Credit Union CD

Unaffiliated

in CD Accounts from Patelco Credit Union

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Highlights
Minimum Initial Deposit $1,000
Deposit Term
  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 13 months
  • 15 months
  • 16 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
APY (Annual Percentage Yield) 0.25% - 1.40%

Patelco Credit Union CD Review

Patelco Credit Union CD is offered by Patelco Credit Union, a credit union founded in 1936 and based in Pleasanton, CA. Patelco Credit Union CD is available in 1 state across the USA.

Patelco Credit Union CD FAQ

Are cd accounts from Patelco Credit Union federally insured?

Yes, your Patelco Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Patelco Credit Union offer?

  • IRA
  • Traditional

What APY does Patelco Credit Union offer on its CDs?

Patelco Credit Union CD offers an APY starting at 0.25% and ranging up to 1.40% (APY stands for annual percentage yield, rates may change).

What types of terms does Patelco Credit Union CD offer?

Patelco Credit Union offers CD terms of the following lengths:
Patelco Credit Union CD Rates & Terms
Description
APY (Annual Percentage Yield) 0.25% - 1.40%
APY Type Fixed APY
3-Month APY 0.25%
6-Month APY 0.55%
11-Month APY 0.55%
12-Month APY 0.8%
2-Year APY 1.04%
3-Year APY 1.20%
4-Year APY 1.30%
5-Year APY 1.40%
7-Year APY N/A

What is the minimum deposit to open a CD account with Patelco Credit Union?

Patelco Credit Union CD requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Patelco Credit Union CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Patelco Credit Union does not charge an early withdrawal fee.

Patelco Credit Union CD Fees
Description
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Initial Deposit $1,000
Grace Period for Account Changes 10 days
11-Month APY 0.55%
2-Year APY 1.04%
3-Month APY 0.25%
3-Year APY 1.20%
4-Year APY 1.30%
5-Year APY 1.40%
6-Month APY 0.55%
12-Month APY 0.8%
APY (Annual Percentage Yield) 0.25% - 1.40%
CD Accounts
  • IRA
  • Traditional

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.