SuperMoney
  Police Fire FCU Certificate of Deposit
Police Fire FCU Certificate of Deposit
in CD Accounts from Police and Fire Federal Credit Union · Insured by NCUA
Unaffiliated

Police Fire FCU Certificate of Deposit

Unaffiliated
in CD Accounts from Police and Fire Federal Credit Union · Insured by NCUA
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in CD Accounts.
Marcus by Goldman Sachs High-Yield CD
Marcus by Goldman Sachs High-Yield CD 5 reviews
Highlights
APY (Annual Percentage Yield) 0.3% - 1%
Minimum Opening Deposit Starting at $1,000
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 15 months
  • 18 months
  • 2 years
  • 30 months
  • 3 years
  • 4 years
  • 5 years

Police Fire FCU Certificate of Deposit Review

Police Fire FCU Certificate of Deposit is offered by Police and Fire Federal Credit Union, a credit union founded in 1938 and based in Philadelphia, PA. Police Fire FCU Certificate of Deposit is available in 1 state across the USA.

Key Takeaways

  • Very high APY. This account offers an annual percentage yield of up to 1%, which is much higher than the national average for a certificate account.
  • $1,000 minimum deposit. This is a typical minimum initial deposit for the certificates we track.
  • Wide selection of certificate terms. Police and Fire Federal Credit Union CD allows you to create a certificate ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Pros & Cons of Police Fire FCU Certificate of Deposit

Pros Cons
  • Insured by NCUA.
  • Multiple certificate terms available.
  • High-dividend yield
  • Only available in one state.
  • There isn't a no-penalty certificate option.

Police Fire FCU Certificate of Deposit FAQ

Are CDs from Police and Fire Federal Credit Union federally insured?

Yes, your Police and Fire Federal Credit Union cd accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does Police and Fire Federal Credit Union offer?

Police and Fire Federal Credit Union CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.
  • Jumbo CDs. A jumbo CD requires a higher minimum balance than that required by traditional CDs. In exchange, jumbo CDs pay higher interest rates.
  • IRA CDs. An IRA CD is a type of IRA that consists entirely of CDs. In general, you can invest in CDs in any IRA, but Police and Fire Federal Credit Union CD offers a CD that is specifically for retirement.

What CD rates does Police and Fire Federal Credit Union offer on its CDs?

Police and Fire Federal Credit Union CD offers an APY starting at 0.3% and ranging up to 1%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does Police and Fire Federal Credit Union CD offer?

Police and Fire Federal Credit Union offers CD terms of the following lengths:
Police Fire FCU Certificate of Deposit Rates & Terms
Description
APY (Annual Percentage Yield) 0.3% - 1%
3-Month APY 0.3%
6-Month APY 0.35%
12-Month APY 0.5%
2-Year APY 0.7%
3-Year APY 0.8%
4-Year APY 0.9%
5-Year APY 1%

What is the minimum deposit to open a CD account with Police and Fire Federal Credit Union?

Police and Fire Federal Credit Union CD requires a minimum deposit of $1,000 to open an account.

What is the grace period for Police and Fire Federal Credit Union CD?

Police and Fire Federal Credit Union CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Police and Fire Federal Credit Union CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Police and Fire Federal Credit Union does not charge an early withdrawal fee.

Police and Fire Federal Credit Union does not seem to charge any of the fees we track.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Police and Fire Federal Credit Union

Maximize Your Savings with Secure Certificates. PFFCU’s Certificate yields are consistently superior to the competition. Terms range from three months to five years, offering higher yields for longer terms. Transfer your low-yielding Certificates at other institutions to PFFCU for higher earnings.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 6:00pm
  • Tuesday 8:30am - 6:00pm
  • Wednesday 8:30am - 6:00pm
  • Thursday 8:30am - 7:00pm
  • Friday 8:30am - 7:00pm
  • Saturday 8:30am - 4:00pm

Other Services by Police and Fire Federal Credit Union

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
APY (Annual Percentage Yield) 0.3% - 1%
3-Month APY 0.3%
6-Month APY 0.35%
12-Month APY 0.5%
2-Year APY 0.7%
3-Year APY 0.8%
4-Year APY 0.9%
5-Year APY 1%
CD Accounts
  • Traditional
  • Jumbo
  • IRA
Certificate Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 15 months
  • 18 months
  • 2 years
  • 30 months
  • 3 years
  • 4 years
  • 5 years

Be the first to rate

 

Would you recommend Police Fire FCU Certificate of Deposit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other CD Accounts