Synchrony Bank CD

Synchrony Bank CD

in CD Accounts from Synchrony Bank · Member fdic


Synchrony Bank CD


in CD Accounts from Synchrony Bank · Member FDIC

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Minimum Initial Deposit $2,000
Deposit Term
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 13 months
  • 15 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
APY (Annual Percentage Yield) 0.15% - 0.80%

Synchrony Bank CD Review

Synchrony Bank CD is offered by Synchrony Bank, a bank founded in 1932 and based in Bridgewater, NJ. Synchrony Bank CD is available in 50 states (and Washington, DC).

Synchrony Bank CD FAQ

Are cd accounts from Synchrony Bank federally insured?

Yes, your Synchrony Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27314). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Synchrony Bank offer?

  • IRA
  • Traditional

What APY does Synchrony Bank offer on its CDs?

Synchrony Bank CD offers an APY starting at 0.15% and ranging up to 0.80% (APY stands for annual percentage yield, rates may change).

What types of terms does Synchrony Bank CD offer?

Synchrony Bank offers CD terms of the following lengths:
Synchrony Bank CD Rates & Terms
APY (Annual Percentage Yield) 0.15% - 0.80%
APY Type Fixed APY
3-Month APY 0.15%
6-Month APY 0.25%
11-Month APY N/A
12-Month APY 0.60%
2-Year APY 0.65%
3-Year APY 0.70%
4-Year APY 0.70%
5-Year APY 0.80%
7-Year APY N/A

What is the minimum deposit to open a CD account with Synchrony Bank?

Synchrony Bank CD requires a minimum initial deposit of $2,000 to open an account.

What types of early withdrawal penalties does Synchrony Bank CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Synchrony Bank does not charge an early withdrawal fee.

Synchrony Bank CD Fees
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $2,000
Grace Period for Account Changes 10 days
2-Year APY 0.65%
3-Month APY 0.15%
3-Year APY 0.70%
4-Year APY 0.70%
5-Year APY 0.80%
6-Month APY 0.25%
12-Month APY 0.60%
APY (Annual Percentage Yield) 0.15% - 0.80%
CD Accounts
  • IRA
  • Traditional

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