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  US Bank CD Special

US Bank CD Special

in CD Accounts from US Bank · sipc

Unaffiliated

US Bank CD Special

Unaffiliated

in CD Accounts from US Bank · Member SIPC

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Highlights
Minimum Opening Deposit Starting at $1,000
Certificate Term N/A
APY (Annual Percentage Yield) 0.40%

US Bank CD Special Review

US Bank CD Special is offered by US Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank CD Special is available in 50 states (and Washington, DC).

Key Takeaways
  • Only one CD account type available. US Bank CD Special only offers traditional CD accounts.
  • Very high APY. This account offers an annual percentage yield of up to 0.40%, which is much higher than the national average for a CD account.
  • $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
Pros & Cons of US Bank CD Special
Pros Cons
  • Available in all 50 states.
  • High-interest yield.
  • No charge on incoming domestic or international wire transfers.
  • Not FDIC-insured.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD.
US Bank CD Special FAQ

Are cd accounts from US Bank federally insured?

No, your US Bank cd accounts deposits are not FDIC insured. However, they are insured up to $500,000, which includes a $250,000 limit for cash, by the Securities Investor Protection Corporation (SIPC). SIPC is a non government, nonprofit membership corporation that protects against the loss of cash and securities – such as stocks and bonds – held by a customer at a financially-troubled SIPC-member brokerage firm.

What types of CDs does US Bank offer?

US Bank CD Special provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does US Bank offer on its CDs?

The CD rates for this account have an APY of0.40% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with US Bank?

US Bank CD Special requires a minimum deposit of $1,000 to open an account.

What is the grace period for US Bank CD Special?

There is a 10-day grace period for US Bank CD Special. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does US Bank CD Special charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

US Bank does not charge an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From US Bank CD Special

Take advantage of a special CD rate. This CD offers our most competitive, promotional rates – and great returns. After you choose the term length and rate that works best for you, that guaranteed rate will last for the duration of your term. All U.S. Bank CDs are FDIC-insured.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by US Bank

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View all cd accounts offered by US Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
APY (Annual Percentage Yield) 0.40%
CD Accounts Traditional
Grace Period for Account Changes 10 days

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