Last Updated: 04/18/2025
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Highlights
Community Rating
APY (Annual Percentage Yield)
Minimum Opening Deposit
Certificate Term
- 7 months
- 11 months
- 15 months
- 19 months
Number of Reviews
U.S. Bank CD Special Review
Key Takeaways
- Only one CD type available. U.S. Bank CD Special only offers traditional CD accounts.
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.95%, which is much higher than the national average for a CD account.
- $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
- Wide selection of CD terms. U.S. Bank CD Special allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of U.S. Bank CD Special
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U.S. Bank CD Special FAQ
Are CD from U.S. Bank federally insured?
What types of CDs does U.S. Bank offer?
U.S. Bank CD Special provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
What rates does U.S. Bank offer on its CDs?
What terms does U.S. Bank CD Special offer?
U.S. Bank offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term |
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| 11-Month APY | Up to 4.90% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 4.55% - 4.95% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 15-month APY | Up to 4.95% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7-Month APY | Up to 4.80% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 19-Month APY | Up to 4.95% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a CD account with U.S. Bank?
What is the grace period for U.S. Bank CD Special?
What types of fees, such as early withdrawal penalties, does U.S. Bank charge?
U.S. Bank CD Special Disclosure: Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and annual percentage yield are offered at the bank's discretion and may change daily. FDIC insured to the maximum allowed by law. $1,000 minimum opening deposit up to a maximum of $250,000. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds, or in conjunction with other promotional offers.
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