USAA Variable Rate CD

USAA Variable Rate CD

in CD Accounts from USAA · Member fdic


USAA Variable Rate CD


in CD Accounts from USAA · Member FDIC

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Minimum Initial Deposit $250
Deposit Term
  • 6 months
  • 12 months
APY (Annual Percentage Yield) 0.25% - 0.55%

USAA Variable Rate CD Review

USAA Variable Rate CD is offered by USAA, a financial services company founded in 1922 and based in San Antonio, TX. USAA Variable Rate CD is available in 50 states (and Washington, DC).

USAA Variable Rate CD FAQ

Are cd accounts from USAA federally insured?

Yes, your USAA cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34351). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does USAA offer?

  • Traditional

What APY does USAA offer on its CDs?

USAA Variable Rate CD offers an APY starting at 0.25% and ranging up to 0.55% (APY stands for annual percentage yield, rates may change).

What types of terms does USAA Variable Rate CD offer?

USAA offers CD terms of the following lengths:
USAA Variable Rate CD Rates & Terms
APY (Annual Percentage Yield) 0.25% - 0.55%
APY Type Variable APY
3-Month APY N/A
6-Month APY 0.25%
11-Month APY N/A
12-Month APY 0.55%
2-Year APY N/A
3-Year APY N/A
4-Year APY N/A
5-Year APY N/A
7-Year APY N/A

What is the minimum deposit to open a CD account with USAA?

USAA Variable Rate CD requires a minimum initial deposit of $250 to open an account.

What types of early withdrawal penalties does USAA Variable Rate CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

USAA does not charge an early withdrawal fee.

USAA Variable Rate CD Fees
Annual Fee N/A
Transfer Fee N/A
Rollover Fee N/A
Early Withdrawal Fee Amount N/A
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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $250
Grace Period for Account Changes 10 days
6-Month APY 0.25%
12-Month APY 0.55%
APY (Annual Percentage Yield) 0.25% - 0.55%
CD Accounts Traditional

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