Acorns Checking
in Checking Accounts from Acorns Adviser, LLC
Would you recommend Acorns Checking to your friends?
| Community Rating | Strongly recommended |
| Monthly Fee | $3 - $5 |
| ATM Fee: Out-of-Network | N/A |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
| Number of Reviews | 16 |
Acorns Checking Review
Acorns Checking is offered by Acorns Adviser, LLC, a licensed broker founded in 2012 and based in Irvine, CA. It is made possible by a bank partnership with Lincoln Savings Bank, member FDIC. Acorns Checking is available in 50 states (and Washington, DC).
- 0% APY. As with most checking accounts, Acorns Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $5.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Acorns Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Acorns Adviser, LLC.
| Pros | Cons |
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Are checking accounts from Acorns Adviser, LLC federally insured?
No, your Acorns Adviser, LLC checking accounts are not insured by a federal insurance agency. This means that if Acorns Adviser, LLC were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Acorns Checking offer?
Acorns Checking is not an interest-bearing account.
What are the account minimums for Acorns Checking?
Acorns Checking requires a minimum initial deposit of $5 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | $5 |
What fees does Acorns Checking charge?
This account charges a monthly service fee of up to $5.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $3 - $5 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $10 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $40 |
Does Acorns Checking charge overdraft fees?
No, Acorns Checking does not charge overdraft fees.What features and perks does Acorns Checking offer?
This account includes the following features:
- Fraud monitoring - Acorns Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Acorns Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Acorns Checking?
The customer support email for Acorns Checking is support@acorns.com.
How do people rate the customer service and user experience of Acorns Checking?
Overall, Acorns Checking is strongly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
19900 MacArthur Boulevard #400
Irvine, CA 92612 - (855) 739-2859
- Visit Site
- Email Support
Other Services by Acorns Adviser, LLC
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Acorns Checking Community Reviews
Would you recommend Acorns Checking to your friends?
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