Affinity Plus FCU Interest Reward Checking

Affinity Plus FCU Interest Reward Checking Review

Affinity Plus FCU Interest Reward Checking is offered by Affinity Plus Federal Credit Union, a credit union founded in 1930 and based in Saint Paul, MN. Affinity Plus FCU Interest Reward Checking are available in 1 state across the USA.

Key Takeaways

• Higher than average APY. Affinity Plus FCU Interest Reward Checking has an annual percentage yield of up to 0.125%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $200.
• Charges a monthly fee. This account charges a monthly service fee of up to $6, but the fee is waived if you keep a minimum balance of $200.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. Affinity Plus FCU Interest Reward Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2.25 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Affinity Plus Federal Credit Union.

Affinity Plus checking account Pros & Cons

Affinity Plus checking account FAQ

Are checking accounts from Affinity Plus Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Affinity Plus checking account offer?

Affinity Plus checking account offers an APY starting at 0.100% and ranging up to 0.125% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $200.

What are the account minimums for Affinity Plus checking account?

Affinity Plus checking account does not require a minimum initial deposit.

What fees does Affinity Plus checking account charge?

This account charges a monthly service fee of up to $6.

Does Affinity Plus checking account charge overdraft fees?

What features and perks does Affinity Plus checking account offer?

This account includes the following features:

• Fraud monitoring - Affinity Plus checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Affinity Plus checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Affinity Plus checking account?

The customer support email for Affinity Plus checking account is affinityplus@affinityplus.org.