Affinity Plus Federal Credit Union Interest Reward Checking
in Checking Accounts from Affinity Plus Federal Credit Union · Member ncua
UnaffiliatedAffinity Plus Federal Credit Union Interest Reward Checking
in Checking Accounts from Affinity Plus Federal Credit Union · Member NCUSIF
Would you recommend Affinity Plus Federal Credit Union Interest Reward Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $6 |
| ATM Fee: Out-of-Network | $2.25 |
| Minimum Balance to Avoid Monthly Fee | $200 |
| APY (Annual Percentage Yield) | 0% - 0.125% |
Affinity Plus Federal Credit Union Interest Reward Checking Review
Affinity Plus Federal Credit Union Interest Reward Checking is offered by Affinity Plus Federal Credit Union, a credit union founded in 1930 and based in Saint Paul, MN. Affinity Plus Federal Credit Union Interest Reward Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only .125%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $6, but the fee is waived if you keep a minimum balance of $200.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Affinity Plus Federal Credit Union Interest Reward Checking does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Affinity Plus Federal Credit Union.
- Hard credit pull. Affinity Plus Federal Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Affinity Plus Federal Credit Union federally insured?
Yes, your Affinity Plus Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Affinity Plus Federal Credit Union Interest Reward Checking offer?
Affinity Plus Federal Credit Union Interest Reward Checking offers an APY starting at 0% and ranging up to .125% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $200.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - .125% |
What are the account minimums for Affinity Plus Federal Credit Union Interest Reward Checking?
Affinity Plus Federal Credit Union Interest Reward Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $200 |
| Minimum Balance to Avoid Monthly Fee | $200 |
What fees does Affinity Plus Federal Credit Union Interest Reward Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $6 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2.25 |
What features and perks does Affinity Plus Federal Credit Union Interest Reward Checking offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Affinity Plus Federal Credit Union Interest Reward Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
175 W. Lafayette Frontage Rd
Saint Paul, MN 55107 - Visit Site
Other Services by Affinity Plus Federal Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $200 |
| Minimum Initial Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | $200 |
Affinity Plus Federal Credit Union Interest Reward Checking Community Reviews
Would you recommend Affinity Plus Federal Credit Union Interest Reward Checking to your friends?
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