Affinity Plus Federal Credit Union Interest Reward Checking
in Checking Accounts from Affinity Plus Federal Credit Union · Member ncua
UnaffiliatedAffinity Plus Federal Credit Union Interest Reward Checking
in Checking Accounts from Affinity Plus Federal Credit Union · Member NCUSIF
Would you recommend Affinity Plus Federal Credit Union Interest Reward Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $6 |
| ATM Fee: Out-of-Network | $2.25 |
| Minimum Balance to Avoid Monthly Fee | $200 |
| APY (Annual Percentage Yield) | 0.100% - 0.125% |
Affinity Plus Federal Credit Union Interest Reward Checking Review
Affinity Plus Federal Credit Union Interest Reward Checking is offered by Affinity Plus Federal Credit Union, a credit union founded in 1930 and based in Saint Paul, MN. Affinity Plus Federal Credit Union Interest Reward Checking is available in 1 state across the USA.
- Higher than average APY. Affinity Plus Federal Credit Union Interest Reward Checking has an annual percentage yield of up to 0.125%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $200.
- Charges a monthly fee. This account charges a monthly service fee of up to $6, but the fee is waived if you keep a minimum balance of $200.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Affinity Plus Federal Credit Union Interest Reward Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2.25 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Affinity Plus Federal Credit Union.
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Are checking accounts from Affinity Plus Federal Credit Union federally insured?
Yes, your Affinity Plus Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Affinity Plus checking account offer?
Affinity Plus checking account offers an APY starting at 0.100% and ranging up to 0.125% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $200.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.100% - 0.125% |
What are the account minimums for Affinity Plus checking account?
Affinity Plus checking account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
| APY Minimum Balance | $200 |
| Minimum Balance to Avoid Monthly Service Fee | $200 |
What fees does Affinity Plus checking account charge?
This account charges a monthly service fee of up to $6.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $6 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2.25 |
Does Affinity Plus checking account charge overdraft fees?
Yes, Affinity Plus checking account charges a $33 fee for every overdraft.Affinity Plus checking account offers overdraft protection at a cost of $10 per transaction.
What features and perks does Affinity Plus checking account offer?
This account includes the following features:
- Fraud monitoring - Affinity Plus checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Affinity Plus checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of Affinity Plus checking account?
Overall, Affinity Plus checking account is strongly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
175 W. Lafayette Frontage Rd
Saint Paul, MN 55107 - Visit Site
Other Services by Affinity Plus Federal Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $200 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | $200 |
Affinity Plus Federal Credit Union Interest Reward Checking Community Reviews
Would you recommend Affinity Plus Federal Credit Union Interest Reward Checking to your friends?
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